Help! Single mom beside an upside down contribution on a vehicle that requirements engine replaced, insurance didn’t guardianship?

In May of 2007 I broke my ride and still own it. In San Antonio 2007 it rained so much, too much, it flooded out my car. So here are the chains of events which head to my car being an issue. My motor got flooded
o Was towed and dried out-worked but ticked
o Brought to an oil shop to drain water-
o Oil shop never removed oil-
o Car breaks-
o Get quoted for engine replacement and motor cost-$3,650
o Claimed to insurance
o Apparently be in between coverage when incident occurred (no INS coverage at time of incident)-got advocate to lawsuit oil repair shop
o Fired lawyer (got ripped-off)
o Stuck making payments on a broke vehicle
So what can I do?
I'm a youthful college student, single momma all on her own, no child support or government (not by choice), and ably luckily I'm pretty and it pays the bills. Yet this one I haven’t been able to fix since May, I necessitate to fix it! Just want to know if I should fix (if so how to pay for that), trade it in next to bad credit, or just pray for a miracle to oblige me? I need a vehicle to make income, to get done goals, to take my son to the hospital when he get ill; I just want my ride or a ride at a rate I can afford, how can I bring that to get my life put money on?

The car is a 2003 Chevy Malibu with 150000 miles on estimate; don’t bring back to see it often as it sits on my folk’s driveway. It has an upside down loan out on it, the repairs are to replace engine and motor is locked. I'm looking for a style to fix it that is cost efficient for my status or to trade it surrounded by without having to clear monthly payments that are insane for a new to me vehicle( looking for cheap payments) I need a vehicle for work purposes, childcare, and to travel to school. What are some ways to fix my predictment that what I'm inquiring? I’m all alone near no help, I’m seeking advice or actual inhabitants whom can help me achieve a better outcome than what I’m dealing near. What should I do?

How can I get a car going, contained by desperate need of one or some advice??


I'm looking for flawless heart and suggestion as to how I can fix this issue, not rude comments. Please I have already enough stress, I'm seeking guidance as to how to fix mine, thats all. Not nasty comments.
14 minutes ago

Reminder I'm asking roughly how to fix my car and the problem I'm facing. Sorry if I offended anyone by have a good self esteem and confidence I'm not willing to loose over have problems.
Answers:
Well you necessitate a car right now. So after reading i can individual see two real options. Either replace engine, if you do not hold money, the only option may be to charge it on a credit card etc. Or you could try to trade in/junk the saloon and just buy a new one. Both option will cost lots of money, but if you cant get to work or take vigilance of kids without one then you hold to do something now. This may just be one of thoughs things where on earth you have to pay up and work strong to overcome, once you get some transportation and start making money again your debt will slowly go down and it will not seem to be so bad. Source(s): life
Are you asking readers for money? I anticipate this could be a good scam. I know you havnt asked but it sort of could be taken that way.

My guess is your managing some how already but would resembling to improve the situation.

Can you borrow a car from someone for the days you call for it most. Or a few days a week to help you out.

Getting into more dept doesnt sound great.
If your going to receive another car get a Toyota beside an engine size of 1600cc or less this way you own more reliable and cheaper running costs.

In the next 5yrs an energy crunch will occur.
Try to pay off your saloon and get by. Find a job closer to home or move closer to the Job and arts school and doctors.

When this energy crunch happens you will necessitate Supermarket doctor hospital, school and work all implicit by.
Get a flat mate to move in to help clear the rent.
Maybe a boyfriend ?
Im into hand ups not hand outs.
Wow that was alot to read, it sounds like you simply want a free fix for the coupé and it doesn't work like that. If you need an engine you hold three options, one is stop making payments and have your credit ruined, two is replace the engine while still making payments, three is to verbs to make payments and get another motor. You bought the car, you inspected it prior, I dont understand what the problem is, settle to fix it or get rid of it, either passageway you are responsible for the car payments on a car near that many miles even if it doesn't run.
ok , mom. let for get about repo. they say-so it ll be on your credit for 7 to 10 years, but the way collection agencies work, they will keep it on at hand forever (been there). you have 2 choices...by another car, or achieve the malibu fixed. my advice is to get the malibu fixed. more specifically, put a used engine contained by it. go to a used part patio and get an engine that is A1.. the engine be run before being removed from the wrecked vehicle. hold a mechanic do the engine on the side. most mechanics do work on the side, for extra money. this will probably save you half of what you be quoted. as far as the money goes, i would pay for the engine first, draw from it delivered in to your hand, then work on the labor end of it. Um,a short time ago a question, did you say it be in a flood? well, surrounded by my experience, car wont live very long after a flood even if an engine is put surrounded by it. think about that and email me, i may enjoy another option but i need to gain my facts straight first. dieselskidz28(a)yahoo.com. Alan

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