Is nearby any Online Backup that have insurance against you losing adjectives your stuff if they run out of business?

I have found many hosting companies, close to X-Drive, that offer online file backup. what I want is a guarantee, by, say-so, a major insurance company, that insures that if a company goes out of business or files for collapse, the files would not get lost.

this should be offered, but it seems none of the focal file storage sites bother either offering such a guarantee, or fall through to mention it in the FAQ or promotional material.

Thanks!
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