Help!! What are the benefits and drawbacks of online insurance?

10 points...if u can state 5 benefits and 5 drawbacks... or if ur answers are gud enough :P

thnx for answering!!
Answers:
Drawbacks:

1. Your acting as your own agent, so you don't have anyone to ask in the region of coverages.
2. the website might be spoofed, and your identity stolen.
3. long hold times to talk to a customer service rep
4. when claim time comes around, they might not answer your emails
5. If you're late on your donation and they dont' take credit cards, you can be cancelled if there's not enough time to messages your stuff in


Benefits:

1. You don't have to dress up to buy insurance
2. You don't hold to drag three screaming children out with you to buy insurance
3. you can do it at 3am, or on Sundays - it's not just a 9 - 5 agreement
4. If you're car is uninsured, you don't have to receive an illegal trip in it
5. You can buy insurance while you guzzle at the same time Source(s): agent, 21+ years
Good points
1. You can do it in your PJ's
2. You can do it at your leisure-when it suits YOU!
3. It's non-invasive. If you don't similar to the way it's going, you can log off-nobody's feelings will be hurt.
4. You can look at plentiful different companies in a short amount of time.
5. Enrollment is easy and usually quick.

Bad Points

1. Unless you really read the fine print and understand the benefits you are buying, you may not get the coverage you estimate you are paying for.
2. If you don't understand the language, there's no confident way to get answers.
3. If you own a problem with coverage or benefits, there's no one party (agent) at your back.
4. It's difficult to compare benefit plans between companies.
5. It can seem impersonal and overwhelming-trying to do it adjectives alone.


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