Can we claim on motor insurance company after an fluke involving drink driving?
Answers: No - and your insurance company will not pay out to despoil done to the drink drivers car or any damaged third party. (UK) If you was hit by a drunk driver you can claim on your own insurance but it may effect your no claims.
If you were the one driving drunk, collectively, likely not.
Many insurance companies will have clauses surrounded by their policies stating that if your are engaged in a criminal leisure (and driving drunk *is* a criminal act) when the accident occured, they will not pay-out.
Now, if the OTHER driver was the one driving drunk, consequently yes, you can claim on *any* insurance policy.
As long as the other person was the Drunk and insured consequently YES
Not if you were the drunk. The insurance company would sue you to recuperate the costs.
nope, the drunk driver is 100% liable and his/her insurance co. wont cover any damage
absolutly yes claim it
as no where in the policy does it voice they wont cover you however if the drunk thinks they will still have insurance afterwords i contemplate not unless they are willing to pay a premium for it its call high risk insurance and its pricey
dont drink and drive the life you store may be your own
the motor insurance is in force and the insurance company is forced to pay envelope out to any third party that is injured or saloon damaged they are not required to to pay for injuries or reduce to rubble to the drunk driver or car ANY THIRD PARTY CLAIMS must be SETTLED BY THE INSURANCE COMPANY AND YOU DONT HAVE TO CLAIM ON YOUR OWN INSURANCE WHOEVER SAID THAT IS COMPLETELY STUPID
Sober up and afterwards ask again in some form of English, please.
That would depend on who have been drinking. If it was you and you tried to claim it would be refuse.
No.YOU were doing something against the directive when it happened. They aint gonna pay for something forbidden that you were doing that caused/may have cause the accident. If the accident involved another vehicle, theyd probly clear for those damages,but then expect to be reinbursed by you either by you paying them voluntarily, or by suing you. Probly go against your insurance too, depending on the severity of the accident.
More details required here... obviously the key certainty being who exactly was drunk!
Have you been cited for it?
No.
You'll have to pay out yourself. Shouldn't drink and drive. Should be expelled for life
no you have to pay it out yourself
If you be over the limit, then the answer is no. If the other driver be over the limit and has insurance later the answer is yes.
Yes! You can claim under a policy for damage/ liability cover - Unless the insurance policy you have have a 'drink/ drugs' exclusion clause. The only company I know of that has this is Quinn Direct.
Even below that case the insurance company would deal beside the claim - they would just ask the policyholder to pay the costs backbone to them.
If you have been hit by a drunk driver nearby should be no problem - what happens to the driver will not affect your right to make a claim. Source(s): Insurance Broker
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