Do motor insurance companies compensate out to fix non insured drivers cars after an catastrophe.?
My wife was involved in a road traffice luck. She had just pulled out of a corner road and be facing on coming traffic and was ready to do a right turn when a sports car came from behind her and try to over clutch due to the speed but ended up pulling in to precipitate and cliding with her car. The insurance company is presently saying that if the fault be her's then they would seek to hold the repair done on the other drives car. The biggest problem is that the other drive did not have any insurance but my insurance company give the impression of being to think this does not matter. I would resembling to know if this has happen to anyone or where on earth I stand on this? Thank you
Answers:
That is totally wrong, I mean the driver didn't have insurance next that is their problem.
Covered by the Motor Insurers Bureau
http://www.claimsmastergroup.com/The_New…
If she was stationary at the time of the disaster it can hardly be held as her fault, even if she be not on the correct bit of road. If you're driving a moving vehicle you're suppose not to hit stationary vehicles, ever!. If the other driver doesn't have insurance, morally he's taken on adjectives the risks himself, but a clever lawyer may be able to verbs things around. Get legal advice until that time he does.
The Motor Insurers Bureau may get involved contained by this situation but unfortunatly in this day and age next to all the uninsured cars on the road the pot which this money comes from (which insurers are obligated to put into annually) runs dry pretty damn spur-of-the-moment. Your Insurance company will more than likely launch a civil recovery against the uninsured driver. Again though, depending on what big-hearted of a scroat this person is, they may plead they have no money to foot over to the court (which is what lawyers will probably adivse). In this situation, you will probably have to adopt that your insurance company has no-one to claim monies back from, and it will run down as a fault claim on your part, which you will enjoy to declare on any futre insurance for the next 3 years. Road Traffic stroke law in this country is not up to score Im affriad.
Your best bet is to speak to either a solicitor, or maybe your legalized expenses cover on your policy? If all else fails, you could launch a private prosecution, and reclaim the unpaid court fees beneath your home insurance? Then again, that sounds messy!
Good luck Source(s): I have worked in the Insurance motor claims industry for too long, adjectives too common im afraid
If the other driver is not insured, then your insurance will cover the costs, and then try to get better them from the other driver, either through a civil action, or from a important goverment fund which is there to take up the slack from uninsured idiots who shouldn't be doing a tour.
Chances are if they haven't got insurance, they are probably not taxed or MOT'd. Report them to the police.
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Answers:
That is totally wrong, I mean the driver didn't have insurance next that is their problem.
Covered by the Motor Insurers Bureau
http://www.claimsmastergroup.com/The_New…
If she was stationary at the time of the disaster it can hardly be held as her fault, even if she be not on the correct bit of road. If you're driving a moving vehicle you're suppose not to hit stationary vehicles, ever!. If the other driver doesn't have insurance, morally he's taken on adjectives the risks himself, but a clever lawyer may be able to verbs things around. Get legal advice until that time he does.
The Motor Insurers Bureau may get involved contained by this situation but unfortunatly in this day and age next to all the uninsured cars on the road the pot which this money comes from (which insurers are obligated to put into annually) runs dry pretty damn spur-of-the-moment. Your Insurance company will more than likely launch a civil recovery against the uninsured driver. Again though, depending on what big-hearted of a scroat this person is, they may plead they have no money to foot over to the court (which is what lawyers will probably adivse). In this situation, you will probably have to adopt that your insurance company has no-one to claim monies back from, and it will run down as a fault claim on your part, which you will enjoy to declare on any futre insurance for the next 3 years. Road Traffic stroke law in this country is not up to score Im affriad.
Your best bet is to speak to either a solicitor, or maybe your legalized expenses cover on your policy? If all else fails, you could launch a private prosecution, and reclaim the unpaid court fees beneath your home insurance? Then again, that sounds messy!
Good luck Source(s): I have worked in the Insurance motor claims industry for too long, adjectives too common im afraid
If the other driver is not insured, then your insurance will cover the costs, and then try to get better them from the other driver, either through a civil action, or from a important goverment fund which is there to take up the slack from uninsured idiots who shouldn't be doing a tour.
Chances are if they haven't got insurance, they are probably not taxed or MOT'd. Report them to the police.
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