Can my insurance company replace my 2006 saloon near a used motor.?
My volvo S 40 was involved in a flash flood. Water enter the motor. Now the insurance company wants to replace it with a used motor. Can they do that.
Answers:
If the motor is for your car (same year, make and model) and have been reconditioned yes they can unless you had an OEM (original equiptment from manufacturer) authorization on your policy. Source(s): Insurance agent.
As far as the motor is concerned, yes they can do this. The used motor should be of Like, Kind & Quality with similar miles.
You have a used motor and that is what they owe you. The policy covers to put you back where on earth you were prior to the loss. Prior to the flood you had a used motor. Of course, you can foot the difference and put a brand new one in the motor.
However, most insurance companies HATE repairing flood cars because they car is never the same and the inventory of problems is endless. IF the car have water reach any of the electronic components you want to have a heart to heart talk next to both the adjuster and the repair shop. As an adjuster I find anyway possible to total out flood cars because they are a never-ending nightmare for both the owner and the insurance company.
Good Luck, you may need it. Source(s): Claim adjuster for method too long.
It really depends on the mileage of the inspired motor, and the mileage of the used motor. If the motor is actually younger than the original, AND have some kind of warranty, there is no problem. Otherwise I would right to be heard it is not acceptable.
I have a grill about the logic of repairing a flood car. How reflective was the water and did the coup¨¦ sit in it, with hose down inside for a while, or, did it drive into the water and suck it up?
No
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Answers:
If the motor is for your car (same year, make and model) and have been reconditioned yes they can unless you had an OEM (original equiptment from manufacturer) authorization on your policy. Source(s): Insurance agent.
As far as the motor is concerned, yes they can do this. The used motor should be of Like, Kind & Quality with similar miles.
You have a used motor and that is what they owe you. The policy covers to put you back where on earth you were prior to the loss. Prior to the flood you had a used motor. Of course, you can foot the difference and put a brand new one in the motor.
However, most insurance companies HATE repairing flood cars because they car is never the same and the inventory of problems is endless. IF the car have water reach any of the electronic components you want to have a heart to heart talk next to both the adjuster and the repair shop. As an adjuster I find anyway possible to total out flood cars because they are a never-ending nightmare for both the owner and the insurance company.
Good Luck, you may need it. Source(s): Claim adjuster for method too long.
It really depends on the mileage of the inspired motor, and the mileage of the used motor. If the motor is actually younger than the original, AND have some kind of warranty, there is no problem. Otherwise I would right to be heard it is not acceptable.
I have a grill about the logic of repairing a flood car. How reflective was the water and did the coup¨¦ sit in it, with hose down inside for a while, or, did it drive into the water and suck it up?
No
Related Questions: