Best affordable medical insurance for surgery?
My boyfriend needs open brain surgery but does not hold any insurance. What is the best affordable insurance andd can we be on the same plan without self married or related?
Answers:
There are no individual insurance companies that will accept your boyfriend beside pending surgery. That's like trying to buy auto insurance after the wreck. Also, the insurance companies require you to be married to be on like peas in a pod policy.
One option is to get on a group policy through an employer but the surgery will be considered pre-existing and won't be covered for up to one year. A few states will allow domestic partner on the same health plan but most don't. Another substitute would be through your state Medicaid office. Search the internet for "your state + Medicaid" for more information. All states have an income and asset consideration. Some states do increase that limit for "medically needy" people. Source(s): Independent Agent
See if you qualify for state welfare insurance. Another point since this is considered pre-exsiting I don't think any insurance will take him adopt what I mentioned above.
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Answers:
There are no individual insurance companies that will accept your boyfriend beside pending surgery. That's like trying to buy auto insurance after the wreck. Also, the insurance companies require you to be married to be on like peas in a pod policy.
One option is to get on a group policy through an employer but the surgery will be considered pre-existing and won't be covered for up to one year. A few states will allow domestic partner on the same health plan but most don't. Another substitute would be through your state Medicaid office. Search the internet for "your state + Medicaid" for more information. All states have an income and asset consideration. Some states do increase that limit for "medically needy" people. Source(s): Independent Agent
See if you qualify for state welfare insurance. Another point since this is considered pre-exsiting I don't think any insurance will take him adopt what I mentioned above.
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