Anyone know where on earth I can acquire some cheap dental, perception and medical insurance?

Answers: You'll want to call round a local independent agent. This person knows the open market in your area and can find a plan that's right for your situation and they don't charge you anything for the service. Don't try to do this on the internet unless you hold the time to sift through a thousand different policies to make sure it's the right one.

Be very guarded of medical and dental discount plans. The people that sell these are unlicensed and know greatly little about the industry. If you're tempted by one bring back a copy of their list of the doctors that supposedly take the plan and start calling. Ask the doctor if they thieve the plan and if they're taking new patients. If the company won't provide a list consider it to be a scam, also if the policy charge is greater than $25.

Dental insurance will run you $30 to $60 per month. Most plans have a $50 deductible, a yearly maximum that they'll rate out of $750 to $1500, and a waiting period of 18 to 36 months for major procedures. After you've wait you still have to pay 50% of the charges.

I'm an independent agent and I don't enjoy dental insurance. What I have instead is a dental fee for service plan, specifically the Aetna Dental Access plan. No deductible, no waiting interval and no yearly maximum. You know how much a procedure will cost you prior to going into the dentist's office. Here's where on earth I got mine http://www.dpbrokers.com/default.aspx?lo… and some of the plans also include vision. Source(s): Independent Agent
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"Cheap" and "insurance", unfortunately, are frequently mutually exclusive terms. Unless you are employed full time near medical benefits, you can count on investing a signifcant chunk of change for even marginal quality strength insurance. Individual policies from major providers (e.g., BCBS, Kaiser) are often prohibitively expensive for the average personage.

There are a few major companies that offer medical benefits even to bit time employees (e.g., UPS). In some cases, if you can get connected next to one of those companies, it may work to your benefit in the end, to even filch an additional part time charge, solely for the purpose of medical benefits.

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