How do I bring back medical coupons, if I own medical insurance?
I know the question sounds stupid but, my husband and I just found out that we are have a baby in January. I enjoy medical insurance, which does cover maternal care, beside the exception of copay, and deductibles, all that good stuff. Although we own been trying for out lil miracle, it has be so long, that it surprised us when the test came out positive. My husband have some employment struggles and he is in the process of finding full-time employment. Which means for us that we are going to own a lot of medical bills that will be difficult to pay. My innovative question is can I get medical coupons if I am not making ample to support everything? Even though I have insurance?
Answers:
Check with your Department of Health. You may be eligible for Medicaid--to cover the rest of your expenses. You may also be eligible for WIC to relief with food for you and the baby. My husband and I struggled through the hospital bills near our first, just to find out we probably could have gotten some sort of assistance. Your hospital probably have payment options, as economically. With our second child, we were able to pay envelope all of our hospital bills right away--except for the BIG one. We're making equal monthly payments for a year and not paying any interest.
Another thing you should look into is a Flexible Spending Account. If your company offer this as one of their benefits, sign up for it during the open enrollment period at the downfall of the year. Since your baby is due in January, this may be a authentic help. The way it works is: You estimate how much your medical bills come to for the year. You let somebody know the FSA administrator that you want to have that amount in your FSA. You get hold of that amount to spend UP FRONT. Then, you repay the amount out of your paycheck for the rest of the year--and that comes out before taxes. I have 2 kids and a husband that are on my benefits. I estimated that we'll spend nearly $1040 on medical expenses. So, $20 a week comes out of my check for that--and since it's pre-tax, I don't even miss it. The rules of the account state that I can only use that money for medical, dental, prescriptions, and OTC medication for me and my dependents. And I have to be able to produce receipts for these expenditures when they request them for IRS reporting purposes. It is worth it, though.
Good luck and Congratulations!! Source(s): Mommy of 2.
I know that some doctor's will administer you coupons for prescriptions, but I don't know of any that give medical coupons. They only point that I can think of is the medical card and I am not sure if you can even get that base on you already having insurance. My husband and I just started paying a short time bit each month towards the deductible when we found out I was pregnant. Or you can work out a compensation plan with the doctors and the hospitals. Most of them are willing to work near you as long as you prove that you are serious about keeping up with the payments.
I hope this help a little and Congratulations!!
Related Questions:
Answers:
Check with your Department of Health. You may be eligible for Medicaid--to cover the rest of your expenses. You may also be eligible for WIC to relief with food for you and the baby. My husband and I struggled through the hospital bills near our first, just to find out we probably could have gotten some sort of assistance. Your hospital probably have payment options, as economically. With our second child, we were able to pay envelope all of our hospital bills right away--except for the BIG one. We're making equal monthly payments for a year and not paying any interest.
Another thing you should look into is a Flexible Spending Account. If your company offer this as one of their benefits, sign up for it during the open enrollment period at the downfall of the year. Since your baby is due in January, this may be a authentic help. The way it works is: You estimate how much your medical bills come to for the year. You let somebody know the FSA administrator that you want to have that amount in your FSA. You get hold of that amount to spend UP FRONT. Then, you repay the amount out of your paycheck for the rest of the year--and that comes out before taxes. I have 2 kids and a husband that are on my benefits. I estimated that we'll spend nearly $1040 on medical expenses. So, $20 a week comes out of my check for that--and since it's pre-tax, I don't even miss it. The rules of the account state that I can only use that money for medical, dental, prescriptions, and OTC medication for me and my dependents. And I have to be able to produce receipts for these expenditures when they request them for IRS reporting purposes. It is worth it, though.
Good luck and Congratulations!! Source(s): Mommy of 2.
I know that some doctor's will administer you coupons for prescriptions, but I don't know of any that give medical coupons. They only point that I can think of is the medical card and I am not sure if you can even get that base on you already having insurance. My husband and I just started paying a short time bit each month towards the deductible when we found out I was pregnant. Or you can work out a compensation plan with the doctors and the hospitals. Most of them are willing to work near you as long as you prove that you are serious about keeping up with the payments.
I hope this help a little and Congratulations!!
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