Can a dependent full time college student be sued for medical bills surrounded by their signature, below their moms insurance?
I am a 19 year old full time college student, i had to hold surgery (along with all the medical bills that come along next to it) i am a dependant and under my mothers insurance. All the money that I earn goes into college.
Answers:
You are legally an full-grown. Therefore you are responsible for your medical bills. You may have a valid lawsuit against the insurance company; and you may have a defense against the hospital(s) and doctor(s) if they mishandled the insurance claim; but you are on the hook for your medical bills.
if you were covered underneath your mom's insurance, i don't understand why your medical bills would not be covered for the most part. insurance usually covers most, except all, the medical expenses. even if you owe medical bills, you would not get sued. your doctor will newly send your bill to a collection agency and you'll have to concord with that. but since your mom is the primary person on the insurance, she'll probably be the one that get stuck with the bill.
Yes!
You are the insured partaker under your mother certificate of insurance (group or individual), when you have the surgery, it was your surgery, not your mothers or the insurance companies, you are responsible for the loss that you incurred.
The hospital can file a civil complaint against you contained by order to recover the monies owed from your covered loss.
Write the hospital a Hardship Letter, letting them know that you hold limited means surrounded by order to repay the debit, and work with the hospital to negotiate down the claim, and bring in a payment arrangement.
Source(s): Licensed Insurance Producer
Related Questions:
Answers:
You are legally an full-grown. Therefore you are responsible for your medical bills. You may have a valid lawsuit against the insurance company; and you may have a defense against the hospital(s) and doctor(s) if they mishandled the insurance claim; but you are on the hook for your medical bills.
if you were covered underneath your mom's insurance, i don't understand why your medical bills would not be covered for the most part. insurance usually covers most, except all, the medical expenses. even if you owe medical bills, you would not get sued. your doctor will newly send your bill to a collection agency and you'll have to concord with that. but since your mom is the primary person on the insurance, she'll probably be the one that get stuck with the bill.
Yes!
You are the insured partaker under your mother certificate of insurance (group or individual), when you have the surgery, it was your surgery, not your mothers or the insurance companies, you are responsible for the loss that you incurred.
The hospital can file a civil complaint against you contained by order to recover the monies owed from your covered loss.
Write the hospital a Hardship Letter, letting them know that you hold limited means surrounded by order to repay the debit, and work with the hospital to negotiate down the claim, and bring in a payment arrangement.
Source(s): Licensed Insurance Producer
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