I enjoy over 150 thousands dollars contained by medical debt since i didnt enjoy insurance this former year what do i do?

Answers: Try calling each of the medical office that you owe, it would be ideal if you could offer them brass for a reduction. I had a medical procedure awhile spinal column that was about $98,000 my insurance company single had to pay smaller quantity than $3,000 to settle the bill completely, another procedure was $48,000 and the hospital was compensated about $2,200.

If you are unsuccessful you can file for collapse or consult with a debt consolidation company, these companies can usually get a significant slackening of the debt while you pay a fixed amount over 3 to 5 years. I know a person that have excessive credit card debt (over $50,000) that only pays $57 per month for 3 years.

The stigma of bankruptcy is not what it used to be any, in the old days you could just about get credit for 7 years but now they look at you as say-so "they don't owe anything and cannot file bankruptcy for 7 more years so they are a average risk)

Other option include state aid (Medicaid etc..) try those first
before ruin and if your health problems are serious and you are going to need more medical attention afterwards you need to find ongoing assistance or get insurance.

Good luck to you
Try to make a deal for reduced fees and submit small regular payments and threaten bankruptcy.
Move to Mexico!
Look up Hill Burton Act. It is a command funded program for people in your situation. You enjoy to fill out paper work but it could let go you from despair if you qualify.
When you don’t have money to get the comfort you need:
http://www.nlm.nih.gov/medlineplus/finan…
http://ask.hrsa.gov/pc/
http://www.omhrc.gov/templates/browse.as…
http://www.hrsa.gov/help/default.htm
http://www.thefrugallife.com/medicalalte…
http://www.google.com/search?q=Free+Low+…

Free and low cost prescription medication:
http://www.nami.org/Template.cfm?section…
http://www.themedicineprogram.com/links.…

http://www.cancer.gov/cancertopics/facts…

Financial Assistance and Other Resources for People With Cancer
Cancer imposes hard to digest economic burdens on both patients and their families. For various people, a portion of medical expenses is paid by their robustness insurance plan. For individuals who do not have health insurance or who inevitability financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organization. Cancer patients and their families should discuss any concerns they may have in the region of health care costs next to their physician, medical social worker, or the business office of their hospital or clinic.


This is about FREE hospitalization, if you entail it and they WILL help you!
http://www.hrsa.gov/hillburton/default.h…
Hill Burton Hotline
1-8OO-638-0742
(1-8OO-492-0359 in Maryland)
In 1946, Congress passed a imperative that gave hospitals, nursing homes and other health services grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to folks unable to pay and to receive their services available to all persons residing contained by the facility’s area. The program stopped providing funds in 1997, but around 300 health care services nationwide are still obligated to provide free or reduced-cost care.
http://www.hrsa.gov/help/default.htm
Medicaid is for ethnic group under 65, medicare is for the seniors.
How to apply for Medicaid or medicare
http://www.cms.hhs.gov/MedicaidEligibili…
http://www.aarp.org/money/lowincomehelp/…

For information about Social Security, Medicare, and disability benefits, bid the Social Security Administration at 8OO-772-1213.
http://www.ssa.gov/

For information about Medicaid, contact your local social service or welfare office. You can also find information more or less Medicare and Medicaid at www.CMS.gov
How To Pay for Mental Health Services
http://mentalhealth.samhsa.gov/publicati…
http://depression.about.com/cs/findadoc/…
Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan…
DENTAL HELP:
Free or low cost dental consideration United States
http://www.nidcr.nih.gov/NR/rdonlyres/53…
http://www.raconline.org/info_guides/den…
FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC.
http://dental-assistance.app-sl-1.aidpag…

Need eyeglasses or eye care?
http://www.nei.nih.gov/health/financiala…
http://www.uniteforsight.org/freeclinics…

How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's office.
Here’s a list for every state:
http://cancer.something like.com/od/screeningandd…
Try calling the billings organization for each medical bill you have. hospitals are other willing to help lower the debt. They may even set you up on a expenditure plan that suits you. If you can't make those payments looking into bankruptcy. That is abundantly of debt to have over your head. Good Luck!
Call the hospital and ask for a social worker, they often have charities that back defray medical expenses.

Otherwise, send 'em ten bucks a week forever - you may never pay it rotten, but it won't screw your credit the way it would if you ignore it.
I had $30,000 surrounded by debt for having no insurance. It took me almost 5 years to pay it rotten. Yours is so large that you may have to claim liquidation. Meanwhile, you should at least get a totally cheap health insurance policy. You may want to try a website that compares multiple companies at once to get you the best price. I am paying smaller number than 1/2 after I did.

Go to: http://www.insureme.com/landing.aspx?Ref…

Take care,
Casey
My brother is contained by a similar situation. He was advised to apply to Medicaid for support.

Also, there might be an organization for your extraordinary health problem that might help, approaching the ALS Foundation, etc.

The other thing you can do in the meantime is earnings a little bit (whatever you can afford) each month on respectively bill. You can't get in trouble if you generate an honest effort to meet your obligation. Just make sure you communicate with respectively company or doctor that you owe.

I hope this helps and I wish you honourable health.

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