Can a medical provider ask me for my private insurance as collateral if I am one see as a workers comp pt?
in case the worker's comp insurance doesnt remuneration?
Answers:
Yes. Workers Comp can take several days or more to verify that it is a legitimate workers comp casing. If they determine that it is not, the doctor must be able to collect on your treatment. Source(s): Personal experience
THIS IS POST 9/11 AMERICA
THEY CAN ASK YOU ANYTHING
IF YOU DON'T TELL THEM, THEY WON'T
TREAT YOU..................AIN'T LIFE GREAT??
Yes they can sir. Remember, comp don't always salary up. So if they don't pay. you will.
Workers comp will try to avoid paying if possible. My experience is that it took over 5 years for the claim to progress through the system, and the insurance company holding the worker comp policy for the employer will try to make as many ancestors look as if they are committing fraud and are willing to ruin your life to avoid paying a few bills if they can find away with it.
Yes, they need a way to guarantee they will receive stipend.
Yes, because many times the work comp claim is denied, or the work comp possessor complains the work comp injury is a fraud. I used to collect work comp for hospitals.
Absolutely. There's a thing called "Coordination of Benefits" - target, if you have more than one insurance (in this case, workman's comp and private insurance) respectively plan can point fingers at the other and say "That one is responsible" and it can be a mess to sort out. They might be keeping the private insurance on file within case they need to combat a coordination of benefits issue. Source(s): I'm a medical biller
It's not "collateral" - it's a secondary payment method. And if you DON'T present it to them, and workers comp DOESN'T pay, then YOU are responsible for it contained by full. It's much easier for them to then attempt to bill the health insurance owner, and easier for you, too.
Workers comp - as I'm sure you're adjuster told you - is prohibited BY LAW from "pre-authorizing" services. That means, first you get the treatment/testing, and base on the results, the WC carrier will decide if it's work related.
I have a case once, where some guy go to the doc for carpal tunnel - the whole achey tendons in the arm entry. He was ripped that he had to enjoy testing and it wasn't "pre-approved" by the comp carrier. But the trialling revealed he had bone cancer in his arm - which be NOT work related.
Obviously, I hope that's not the case near you. But it DOES happen (not just the cancer bit, but other things) and the doc does NOT want to enjoy to sue you for the bill when getting the health ins. info up front can save you BOTH lots of hassle. Source(s): agent, 21+ years
Related Questions:
Answers:
Yes. Workers Comp can take several days or more to verify that it is a legitimate workers comp casing. If they determine that it is not, the doctor must be able to collect on your treatment. Source(s): Personal experience
THIS IS POST 9/11 AMERICA
THEY CAN ASK YOU ANYTHING
IF YOU DON'T TELL THEM, THEY WON'T
TREAT YOU..................AIN'T LIFE GREAT??
Yes they can sir. Remember, comp don't always salary up. So if they don't pay. you will.
Workers comp will try to avoid paying if possible. My experience is that it took over 5 years for the claim to progress through the system, and the insurance company holding the worker comp policy for the employer will try to make as many ancestors look as if they are committing fraud and are willing to ruin your life to avoid paying a few bills if they can find away with it.
Yes, they need a way to guarantee they will receive stipend.
Yes, because many times the work comp claim is denied, or the work comp possessor complains the work comp injury is a fraud. I used to collect work comp for hospitals.
Absolutely. There's a thing called "Coordination of Benefits" - target, if you have more than one insurance (in this case, workman's comp and private insurance) respectively plan can point fingers at the other and say "That one is responsible" and it can be a mess to sort out. They might be keeping the private insurance on file within case they need to combat a coordination of benefits issue. Source(s): I'm a medical biller
It's not "collateral" - it's a secondary payment method. And if you DON'T present it to them, and workers comp DOESN'T pay, then YOU are responsible for it contained by full. It's much easier for them to then attempt to bill the health insurance owner, and easier for you, too.
Workers comp - as I'm sure you're adjuster told you - is prohibited BY LAW from "pre-authorizing" services. That means, first you get the treatment/testing, and base on the results, the WC carrier will decide if it's work related.
I have a case once, where some guy go to the doc for carpal tunnel - the whole achey tendons in the arm entry. He was ripped that he had to enjoy testing and it wasn't "pre-approved" by the comp carrier. But the trialling revealed he had bone cancer in his arm - which be NOT work related.
Obviously, I hope that's not the case near you. But it DOES happen (not just the cancer bit, but other things) and the doc does NOT want to enjoy to sue you for the bill when getting the health ins. info up front can save you BOTH lots of hassle. Source(s): agent, 21+ years
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