How does double medical insurance coverage work?
my wife is starting a new job and we are thinking of using the medical insurance at her foreign employer as well as keeping her covered under the existing plan. She doesn't hold any major health issues, but does hold a fair amount of routine visits that come across to add up over each year. WIll the other insurance cover the balance 100%?
Answers:
The balance is covered 100% but might not be adjectives paid by the one company.
When someone is insured for the same interests twice, most companies don't allow that the insured get double the money.
If the insured needs $5000 to cover the bill, then $5000 is owed by the insurer and when they are aware of another insurer, the bill is shared. And they are aware, because you must disclose it or it is insurance fraud.
Getting twice the money would shift beyond the scope of being insured and it is considered a form of "Unjust Enrichment", which within court is used by insurance lawyers to get them stale paying the (whole) bill, when another insurer paid it already, each might reward half. Source(s): http://moneysavecenter.com/health/
you must let them know of the other insurance and if/when they agree to whip her on they'll split the costs and she'll get the same as near one insurance, just more headakes.
I'd find a good one for little money and stick next to that. Of ourse I am great at finding bargains :)
Related Questions:
Answers:
The balance is covered 100% but might not be adjectives paid by the one company.
When someone is insured for the same interests twice, most companies don't allow that the insured get double the money.
If the insured needs $5000 to cover the bill, then $5000 is owed by the insurer and when they are aware of another insurer, the bill is shared. And they are aware, because you must disclose it or it is insurance fraud.
Getting twice the money would shift beyond the scope of being insured and it is considered a form of "Unjust Enrichment", which within court is used by insurance lawyers to get them stale paying the (whole) bill, when another insurer paid it already, each might reward half. Source(s): http://moneysavecenter.com/health/
you must let them know of the other insurance and if/when they agree to whip her on they'll split the costs and she'll get the same as near one insurance, just more headakes.
I'd find a good one for little money and stick next to that. Of ourse I am great at finding bargains :)
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