American Church United solicits life span insurance coverage by Prudential.?
The coverage is offered for persons up to 100 years old lacking a physical exam. Is anyone familiar with this consortium? If so, is this a legitimate association? Recent contact with Prudential, representative stated, they do not underwrite policies for this association. Here is the website: www.americanchurchunited.org
Answers:
They can, but I hold found that if you are healthy, and can be underwritten by another company with a physical, you will find a much better deal there. By not taking a physical or answering medical question, you are placed in the same group of associates that might as well be dead. This cause you to have the same RATE as them, which is not party to you if you are healthy. The premiums for these policies are usually rather massive, and if you are getting up in your years, you would be better off putting that money within a CD for 4 or 5 years if you think you are going to live that long.
Long of the short, wolves come surrounded by sheeps clothing, and I have found that religious organizations that proposal life insurance coverage to their members (and they adjectives do) without physicals or proof of health, are usually main rip offs.
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Answers:
They can, but I hold found that if you are healthy, and can be underwritten by another company with a physical, you will find a much better deal there. By not taking a physical or answering medical question, you are placed in the same group of associates that might as well be dead. This cause you to have the same RATE as them, which is not party to you if you are healthy. The premiums for these policies are usually rather massive, and if you are getting up in your years, you would be better off putting that money within a CD for 4 or 5 years if you think you are going to live that long.
Long of the short, wolves come surrounded by sheeps clothing, and I have found that religious organizations that proposal life insurance coverage to their members (and they adjectives do) without physicals or proof of health, are usually main rip offs.
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