Life insurance after positive drug eyeshade?
My husband tested positive for cocaine 6 years ago when he had a physical for life insurance. He be a recreational drug user and has not used surrounded by 5 years. Since then we met, married, and had a child. We be looking into getting life insurance for him but know it will be difficult. The positive screen is scheduled on his MIB report for 1/2002. Is it possible that he get a term life span isurance policy and where?
Answers:
Any insurance company is going to have their own tests run on your husband. That's a long time ago and zilch would be detected now. Don't even mention it. You shouldn't have any problems, really. Source(s): Work within the industry.
Oh yes, he should be able to find very affordable duration insurance. Here are some case studies on cocaine addiction, to give you some view. Source(s): http://www.life-insurance-quote.cc/cocaine-addiction.shtml
Apply - it doesn't cost anything.
Yes, he should be insurable based on that information. Make sure that he is up front and honest on the application. That will help him alot when the company match it up against his MIB record.
It would be a good view to talk to a local agent in your nouns. You can do that easily by filling out a form at http://www.myinsurancequotes.net. A local agent will help you through the ins and outs of his situation.
Jared Balis
http://www.utahinsurance.org
Six years ago is long enough that most existence insurance companies aren't going to count it against him. Contact an independent agent in your area, narrate them the situation, and let them do the work for you. They know their companies and will be able to serve you out.
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Answers:
Any insurance company is going to have their own tests run on your husband. That's a long time ago and zilch would be detected now. Don't even mention it. You shouldn't have any problems, really. Source(s): Work within the industry.
Oh yes, he should be able to find very affordable duration insurance. Here are some case studies on cocaine addiction, to give you some view. Source(s): http://www.life-insurance-quote.cc/cocaine-addiction.shtml
Apply - it doesn't cost anything.
Yes, he should be insurable based on that information. Make sure that he is up front and honest on the application. That will help him alot when the company match it up against his MIB record.
It would be a good view to talk to a local agent in your nouns. You can do that easily by filling out a form at http://www.myinsurancequotes.net. A local agent will help you through the ins and outs of his situation.
Jared Balis
http://www.utahinsurance.org
Six years ago is long enough that most existence insurance companies aren't going to count it against him. Contact an independent agent in your area, narrate them the situation, and let them do the work for you. They know their companies and will be able to serve you out.
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