Are near any life span insurance companis that cater to overweight individuals or inhabitants of illustrious risk?
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There are companies who cater to high-ranking risk individuals in practically every area.
You will problaby stop up paying such a high premium for such limited coverage, that it isn't really worth it to buy the insurance though. It's best to see if there's some nouns of your life where you qualify for group insurance.
Yes, if you have enough money to retribution the premium, you can find a high risk company that will insure you. I don't know that they "cater" to high risk population, but every company has its own guidelines. Check around, and be totally honest with the agents you collaborate to so they know where to look for the best deal for you. Good luck. Source(s): insurance agent 23+ years
it all depends on the underwriters to accept the cases or not. it is other not easy to get the underwriters to approve the cases near people who are overweight (because there is a bigger likelihood to have heart attack) and people who are working within high risky environments (soldiers, cops etc,). however, you can give it a try, as you can increase the loading (by paying more premiums), you may enjoy bigger chances to get approved. i am an insurance tutor working for AIG financial solutions, previously called AIA financial services. you can drop me an email if you want to know more information about go insurance with no charges on you. (nissansils15(a)hotmail.com)
Now THAT'S a business I wanna draw from into!
No. That would be like an auto insurance company catering to incurable DUI offenders. It's a really, really high risk group, and in that aren't ENOUGH MEMBERS willing to pay a dignified enough premium for the insurance company to cover their losses. Also, because life expectancy is so much shorter, you don't hold the same TIME factor - you can't collect insurance premiums as along.
Sorry.
You CAN find the coverage, but it's really expensive. So really determined people, who can afford it, can still buy the insurance - but most of the time it's with the sole purpose useful for estate planning (which means, avoiding inheritance taxes), as the premiums are SO lofty, that it's more cost effective to just let go your money to pay the final expenses, or give bread gifts to your heirs while you're still living. Source(s): agent, 21+ years
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