I have a life span insurance policy taken out on me when I be a infant, how can I find it?
My parents took out a life insurance policy on me when I was a toddler. How can I find out where the policy is and get control of it? No belief which company was involved, and both parents are deceased (mother only died)
Answers:
Well, if they are unmoving and not making payments on it anymore, there is probably nothing to locate.
Youd better find the papers because some insurance companies require that you have proof of have a policy. Its really annoying, because they dont want to pay. And when someone inquires about a policy, for the most part of a set, its to get the insurance companies to pay up. So, they are forcing you to prove some item that they already know. Talk about shady. I have never be a fan of insurance companies so I refrain from buying anything else besides saloon and house insurance. Source(s): Its imperative that you find the policy as soon as possible because you can still cash it out. Payments are usually made until someone dies, or cancels the policy. But, if you brief stop payments, it will use the money inside the policy until there is nothing not here. So, if you find the policy in time, you may be able to collect money specifically left within the policy.
get hold of the paperwork. Ask around for any agent surrounded by the neighborhood
RIck B is correct. If not a soul kept up the premium payments, it likely lapsed long ago.
The ONLY way you can find it, assuming you're 18 or older, is by going through your mother's cancelled checks for the recent past few years, to find out which company she was paying, and the policy number. You have to be the executor of her estate, though, to return with those cancelled checks.
If she wasn't paying on it, the policy has most likely lapsed. Most general public only pay for a few years, later the do the math, and figure out what a bad traffic it is. If I was a betting woman, I'd bet that the policy cancelled long, long ago.
You could ALSO try calling Gerber Life, they're the most likely company, and a moment ago flat out ask them - but again, unless you're executor of your mother's estate, they likely won't even talk to you. But you could enjoy the executor of her estate call them on your behalf. Source(s): agent, 21+ years
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Answers:
Well, if they are unmoving and not making payments on it anymore, there is probably nothing to locate.
Youd better find the papers because some insurance companies require that you have proof of have a policy. Its really annoying, because they dont want to pay. And when someone inquires about a policy, for the most part of a set, its to get the insurance companies to pay up. So, they are forcing you to prove some item that they already know. Talk about shady. I have never be a fan of insurance companies so I refrain from buying anything else besides saloon and house insurance. Source(s): Its imperative that you find the policy as soon as possible because you can still cash it out. Payments are usually made until someone dies, or cancels the policy. But, if you brief stop payments, it will use the money inside the policy until there is nothing not here. So, if you find the policy in time, you may be able to collect money specifically left within the policy.
get hold of the paperwork. Ask around for any agent surrounded by the neighborhood
RIck B is correct. If not a soul kept up the premium payments, it likely lapsed long ago.
The ONLY way you can find it, assuming you're 18 or older, is by going through your mother's cancelled checks for the recent past few years, to find out which company she was paying, and the policy number. You have to be the executor of her estate, though, to return with those cancelled checks.
If she wasn't paying on it, the policy has most likely lapsed. Most general public only pay for a few years, later the do the math, and figure out what a bad traffic it is. If I was a betting woman, I'd bet that the policy cancelled long, long ago.
You could ALSO try calling Gerber Life, they're the most likely company, and a moment ago flat out ask them - but again, unless you're executor of your mother's estate, they likely won't even talk to you. But you could enjoy the executor of her estate call them on your behalf. Source(s): agent, 21+ years
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