Does the life span insurance industry enjoy monetary profit?

Answers: Sure. It is the amount of the premiums they take in plus the profits on their reserves less the payouts they make on claims and the operating expenses.
Certainly they kind a profit based on premiums plus investment earnings minus claims and expenses. One file is that mutual companies are owned by the policyholders and profits go into reserves and dividends to policyholders. Stock insurance companies return their profits in dividends to stockholders.

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