Husbands existence insurance. is this majority?
my husband and i have one child together he is 4 years old and he is the first benificiary which is great but my husbands mother is the 2nd beneficiary and i am not on his energy insurance at all and i am his wife he also tells me i dont deserve it. my press to all of you is is this normal becuase i find it to really messed up his mother dosen't even want the money she has a really good charge and she is getting alomony from her ex husband and also im sure has a retierment plan i mean the female is in her late 50s please oblige me and give me advice thank you so much .
Answers:
It is up to your husband to designate beneficiaries on a policy. I have a client who not here his life insurance to a friend and did not include his wife. I would try to find out why your husband thinks that you do not deserve to be the beneficiary. Unless your husband change his beneficiary then I am afraid there is nought you can do. Source(s): I am a life insurance agent
Why would you make your CHILD the beneficiary? Whoever is the GUARDIAN of that child, could do whatever they considered necessary with the money.
No, it's not normal. Usually your SPOUSE is first beneficiary, and a trust set up for your kids as contingent beneficiary.
You've get a crappy marriage. It's not his mother that's the problem. It's him. He sounds really abusive. You're probably best past its sell-by date leaving him.
For a start, its not a unbelievably nice thing to say that you "don't deserve it". Maybe I'm reading too much into that comment, but to me it conceivably gives an insight into the strength (or lack) of your marriage. His choice on the insurance could be a preventive sign that things may not all be well? May be worth discussion to him about that.
To my mind, a person take out life insurance to provide for the people who would otherwise enjoy been provided for by that person have they continued living - ie if the man is the wage earner in the house, he take out life insurance to cover the lack of wages within the event of his death. From what you say, your husband doesn't appear to care about providing for you after his disappearance, and is only concerned with a consolation stipend to his mom to help her get over his endorsement. I'd have to say I find that pretty extraordinary...
Your husband is a tool.
There is no advice. Is this his simply ******** thing, or is this one of many?
Maybe he is only afraid that you will kill him if the insurance is paid to you. Little does he know that as your son's legalized guardian you would get it anyway.
Good luck with that.
Often times the second beneficiary is someone excluding the spouse. this is done incase both of you pass away at the same time. Perhaps it is something where on earth he doesn't trust leaving you in charge of the money? Hard to utter...Could be a lot fo reasons for it really.
As unproblematic as it is for people to say that it is not good enough, it is his insurance and it is his decision on who gets the benefits of that insurance. Hopefully the mother within law will have satisfactory decency to make sure her grandchild is taken perfectionism of.
Unacceptable! He is still mama's little boy, moreso than you are his wife.
Anyone for marraige counseling before this become a big issue which will ultimately lead to a divorce?
You don't deserve it? Hello! Yes you do! you obligation that money to take care of you and your child if he dies.
Our go insurance has the spouse 1st & our son 2nd.
Your husband needs a stir up call.
No, its not normal.
Unacceptable. If he dies how does he expect you to raise your child short his income. Dump the selfish B
Related Questions:
Answers:
It is up to your husband to designate beneficiaries on a policy. I have a client who not here his life insurance to a friend and did not include his wife. I would try to find out why your husband thinks that you do not deserve to be the beneficiary. Unless your husband change his beneficiary then I am afraid there is nought you can do. Source(s): I am a life insurance agent
Why would you make your CHILD the beneficiary? Whoever is the GUARDIAN of that child, could do whatever they considered necessary with the money.
No, it's not normal. Usually your SPOUSE is first beneficiary, and a trust set up for your kids as contingent beneficiary.
You've get a crappy marriage. It's not his mother that's the problem. It's him. He sounds really abusive. You're probably best past its sell-by date leaving him.
For a start, its not a unbelievably nice thing to say that you "don't deserve it". Maybe I'm reading too much into that comment, but to me it conceivably gives an insight into the strength (or lack) of your marriage. His choice on the insurance could be a preventive sign that things may not all be well? May be worth discussion to him about that.
To my mind, a person take out life insurance to provide for the people who would otherwise enjoy been provided for by that person have they continued living - ie if the man is the wage earner in the house, he take out life insurance to cover the lack of wages within the event of his death. From what you say, your husband doesn't appear to care about providing for you after his disappearance, and is only concerned with a consolation stipend to his mom to help her get over his endorsement. I'd have to say I find that pretty extraordinary...
Your husband is a tool.
There is no advice. Is this his simply ******** thing, or is this one of many?
Maybe he is only afraid that you will kill him if the insurance is paid to you. Little does he know that as your son's legalized guardian you would get it anyway.
Good luck with that.
Often times the second beneficiary is someone excluding the spouse. this is done incase both of you pass away at the same time. Perhaps it is something where on earth he doesn't trust leaving you in charge of the money? Hard to utter...Could be a lot fo reasons for it really.
As unproblematic as it is for people to say that it is not good enough, it is his insurance and it is his decision on who gets the benefits of that insurance. Hopefully the mother within law will have satisfactory decency to make sure her grandchild is taken perfectionism of.
Unacceptable! He is still mama's little boy, moreso than you are his wife.
Anyone for marraige counseling before this become a big issue which will ultimately lead to a divorce?
You don't deserve it? Hello! Yes you do! you obligation that money to take care of you and your child if he dies.
Our go insurance has the spouse 1st & our son 2nd.
Your husband needs a stir up call.
No, its not normal.
Unacceptable. If he dies how does he expect you to raise your child short his income. Dump the selfish B
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