Does any one own the gerber grow up plan existence insurance for their little one?

is it worth it?
do they do what they say?
or if i do this are they just gonna screw me outta my money?
i'm 19 and i really want to do something for my son.. i really want to know if this is legit.

Answers:

I did not purchase it -- but I categorically considered it, but finally decided it's not the best investment. This article helped me like mad: http://www.bankrate.com/brm/news/insuran…