Can you purely own an insurance (life) insurance policy on *anybody* w/o them knowing?
I always see shows (usually crime shows) where a personage will take out a life insurance policy on some one, and the personage (NOT beneficiary) was never aware of this policy's existence at all themselves (if still alive logically on crime shows :) )
Is this possible? to take life insurance out on someone w/o them knowing?
Also, what are your fell on this if you'd like to answer., though not my main request for information.
I mean I know several drug addicts, various really, but several of them REALLY do not care whether they live or die. They will shoot as much dope as money they have and they REALLY do not strictness if it is too much in one shot. They don't care almost life at all AND construe that NO amount of dope will ever kill them. In a passive kinda style they ARE trying to kil themselves. So the odds are that they WILL be dead incredibly soon just as I have see many others like this die within my life. Many are/were old friends or n'hood ppl. I know from around the way.
Now, I am not saying I plan on doing this, (and you own NO idea how much I have tried to give support to some of them....but it seems as if their death is at hand. They WON'T listen or take help)...but would I be able to of late go and take out a L. I. policy on one or even adjectives of the ones I felt were most potential to die this type of death soon (or even not soon)?
I could be a millionaire in a couple years if i did this.....but I KNOW it's wrong and could never do it I don't judge.
But the fact is if I picked 3 ppl......GUARENTEED one at least WILL die whether their be a policy or not just as I have see SOO many times before. (and I knew)
I guess explicitly another main question...what do you muse about doing that as I described because I could simply BUY their signature from them for $20....****, that might even help them see their own situation.
Ps- this is not a plan. I simply watched a show that dealt near the insurance issue minutes ago.. This is too long already so I can't explain any further why I am not a skumbag for this though running through my head. Besides, I don't think I could even do that.
Answers:
You should use insurance policy, it is the best almost it you can get information from here http://credit-free-reports.notlong.com/q=insurance%20policy&sym=insurance%20policy&qid=20090608174659AAUiwXW
No, that's only on tv. You can't do it within real life.
Also, the insurance companies do blood test, to make sure you're in temperate health - and, btw, not using recreational drugs - before they insure you.
insurable interest is the term you are seeking. And yes you involve to have one. Even if you could get a drugged up creature to sign their name to the policy, the insurance company would want a physical - and blood work - think they would miss? You would also have a heck of a time insuring them for much - ie insuring someone for a million when they earn 50.00 month won't fly either.
Now, have said all this, you need to look into a company call life partners - they deal in something called life settlements. do some research, your find contained by interesting. chow
No you cannot. The name on the policy must bear a physical and sign the policy. You would be the beneficiary.
That loophole was closed years ago
No you cannot justifiably take out an insurance policy on someone, unless they are a minor child of yours, without their scholarship. The other person is required to sign the insurance policy. The insurance company doesn't care who owns or pays for the policy. If you compensated them $20 for their signature, depending on what you disclosed about your reasons for the signature, it could be considered fraudulent. Also, the insurance companies are interested contained by the general health of a prospective insured. They are underneath no obligation to issue a policy to someone who is deliberately endanger their health through drugs, alcohol, etc.
Related Questions:
Is this possible? to take life insurance out on someone w/o them knowing?
Also, what are your fell on this if you'd like to answer., though not my main request for information.
I mean I know several drug addicts, various really, but several of them REALLY do not care whether they live or die. They will shoot as much dope as money they have and they REALLY do not strictness if it is too much in one shot. They don't care almost life at all AND construe that NO amount of dope will ever kill them. In a passive kinda style they ARE trying to kil themselves. So the odds are that they WILL be dead incredibly soon just as I have see many others like this die within my life. Many are/were old friends or n'hood ppl. I know from around the way.
Now, I am not saying I plan on doing this, (and you own NO idea how much I have tried to give support to some of them....but it seems as if their death is at hand. They WON'T listen or take help)...but would I be able to of late go and take out a L. I. policy on one or even adjectives of the ones I felt were most potential to die this type of death soon (or even not soon)?
I could be a millionaire in a couple years if i did this.....but I KNOW it's wrong and could never do it I don't judge.
But the fact is if I picked 3 ppl......GUARENTEED one at least WILL die whether their be a policy or not just as I have see SOO many times before. (and I knew)
I guess explicitly another main question...what do you muse about doing that as I described because I could simply BUY their signature from them for $20....****, that might even help them see their own situation.
Ps- this is not a plan. I simply watched a show that dealt near the insurance issue minutes ago.. This is too long already so I can't explain any further why I am not a skumbag for this though running through my head. Besides, I don't think I could even do that.
Answers:
You should use insurance policy, it is the best almost it you can get information from here http://credit-free-reports.notlong.com/q=insurance%20policy&sym=insurance%20policy&qid=20090608174659AAUiwXW
No, that's only on tv. You can't do it within real life.
Also, the insurance companies do blood test, to make sure you're in temperate health - and, btw, not using recreational drugs - before they insure you.
insurable interest is the term you are seeking. And yes you involve to have one. Even if you could get a drugged up creature to sign their name to the policy, the insurance company would want a physical - and blood work - think they would miss? You would also have a heck of a time insuring them for much - ie insuring someone for a million when they earn 50.00 month won't fly either.
Now, have said all this, you need to look into a company call life partners - they deal in something called life settlements. do some research, your find contained by interesting. chow
No you cannot. The name on the policy must bear a physical and sign the policy. You would be the beneficiary.
That loophole was closed years ago
No you cannot justifiably take out an insurance policy on someone, unless they are a minor child of yours, without their scholarship. The other person is required to sign the insurance policy. The insurance company doesn't care who owns or pays for the policy. If you compensated them $20 for their signature, depending on what you disclosed about your reasons for the signature, it could be considered fraudulent. Also, the insurance companies are interested contained by the general health of a prospective insured. They are underneath no obligation to issue a policy to someone who is deliberately endanger their health through drugs, alcohol, etc.
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