Do you reckon it is unreasonable that energy insurance companies don't retribution when the insured commits suicide?
Someone who is a victim of suicide is mentally ill. The being pays for life insurance; I think it should be mandatory for these go insurance companies to pay even in the events of suicide base on the fact that most who do commit suicide are mentally ill! If they don't, it's similar to they are keeping your money, and laughing at your pain and suffering.
I was thinking of taking this to court to taunt it. Would I win or lose?
So, my first question is do think it is do (regardless of your religious beliefs)?
And my second question is do you think I would win or lose if I took this to court, and why?
Answers:
This adjectives depends on the terms of your policy. If this is what was agreed to originally, next yes, I think its fair.
Not adjectives companies do this. I recently took out a sizeable life insurance policy on myself to benefit my wife & kids if anything happen to me. My policy will pay out even if I commit suicide (its through State Farm).
And I'm not clear on what you want to know about leading or losing in a court case. You obligation to provide some more information.
Most of the time, insurance policies deny payout for suicide within a certain interval (usually 2 yrs) of the policy taking effect. The intent here is obvious, it is to prevent someone taking out a policy simply to provide their family beside money when they kill themselves.
But in broad terms, I see no reason why any policy should cover suicide. Insurance is for certain incidents, not intentional acts. Just as your home insurance won't cover you if you burn down the house, why should it cover you for killing yourself?
Lastly, any insurance policy is intended to cover persuaded happenings, and not others. This is clearly set out in the policy itself. There is no legal requirement for any contract to arbitrarily cover OTHER situations than set out contained by the paperwork.
Related Questions:
I was thinking of taking this to court to taunt it. Would I win or lose?
So, my first question is do think it is do (regardless of your religious beliefs)?
And my second question is do you think I would win or lose if I took this to court, and why?
Answers:
This adjectives depends on the terms of your policy. If this is what was agreed to originally, next yes, I think its fair.
Not adjectives companies do this. I recently took out a sizeable life insurance policy on myself to benefit my wife & kids if anything happen to me. My policy will pay out even if I commit suicide (its through State Farm).
And I'm not clear on what you want to know about leading or losing in a court case. You obligation to provide some more information.
Most of the time, insurance policies deny payout for suicide within a certain interval (usually 2 yrs) of the policy taking effect. The intent here is obvious, it is to prevent someone taking out a policy simply to provide their family beside money when they kill themselves.
But in broad terms, I see no reason why any policy should cover suicide. Insurance is for certain incidents, not intentional acts. Just as your home insurance won't cover you if you burn down the house, why should it cover you for killing yourself?
Lastly, any insurance policy is intended to cover persuaded happenings, and not others. This is clearly set out in the policy itself. There is no legal requirement for any contract to arbitrarily cover OTHER situations than set out contained by the paperwork.
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