27, single, no kids, great strength, should i bring occupancy time insurance?
I spoke to an agent and he recommended life insurance (since in the adjectives I plan on having a family, kids husband). Term insurance for 10 20 or 30 years is pretty cheap range from 10-16 bucks a month for me, whole life is A LOT more. I take in the rate for whole life will merely keep going up as i get elder, but he said it would make sense for me to get possession just so I can take the medical try-out and in the future 10 years (or back the term life insurance expires) I agree on to get a whole time policy with the same company (met life) they would still quote me a premium at the condition I had when I got my residence policy (in case my health be to worsen)....
Am i Making sense..
So basically he said to get the occupancy insurance just so I can take the assessment now and wont have to surrounded by the future (20-30 years) which by then who know what my health may be....My age will pay a factor at that time at how much full life will be, but my health work for me and not against me....
What do you influence? (then by 20 years I can really see if im going the route of having kids etc)
Answers:
yes
Term is for short term you compensate and pay and at the end of 20 you'll be 47 and hold spent alot of money for nothing get full insurance the species you can barrow against or get back after 20 years.
Related Questions:
Am i Making sense..
So basically he said to get the occupancy insurance just so I can take the assessment now and wont have to surrounded by the future (20-30 years) which by then who know what my health may be....My age will pay a factor at that time at how much full life will be, but my health work for me and not against me....
What do you influence? (then by 20 years I can really see if im going the route of having kids etc)
Answers:
yes
Term is for short term you compensate and pay and at the end of 20 you'll be 47 and hold spent alot of money for nothing get full insurance the species you can barrow against or get back after 20 years.
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