Can anyone explain what deferred senior enthusiasm insurance is?

Answers: It's basically a high rate, guaranteed issue policy, where on earth the death has to be at most minuscule two years after you start paying on the policy (death must be deferred) in order for you to collect. It's the most expensive course to buy insurance, because people who are already critically ill, can still "buy in".
They pay cheque you after you are dead. Sorry couldn't resist... Source(s): http://www.insurance-for-travel.net/travel-insurance-for-over-65.html

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