Liability insurance, calamity?
My car was hit from at the back (not my fault), pretty badly, and I have single liability insurance. Looks that they may total it. A towing company took my car to a yard where on earth they charge for storage. What should I do after I get the accident report? Where I own to do my claims? The car that hit me had full coverage insurance. Will they compensate for the towing and storage of the car? Can i sell the saloon as junk before the other insurance company will do something?
Answers:
I would go to your insurance agent and consent to him handle it. That's part of what you pay cheque them for.
Your insurance agency will contact the other guy's insurance company and get your money or take them to court for you.
Take a copy of the police report beside you when you go to your agent it will speed things up. If you got the other guys information (name, drivers license, address, phone number, ect.)
Don't put up for sale the vehicle. If you sell it, you no longer own it and therefore hold nothing to claim.
Get the police report and file a claim w/the other company promptly. They will explain the procedures that need to be followed.
You also have the duty to mitigate your damages. Meaning securing your vehicle from further hurt or accruing storage fees. Call your carrier and ask them for a shop they use that you can move the coup¨¦ to so you aren't charged storage. Or if you can move your car to your home and store it in a driveway or garage, do that. The other insurance company may not cover excessive storage fees.
Hope this help Source(s): Claims 6 yrs
the other insurance will pay for the towing, storage, and repair, if its not your fault. but some insurance company move really slow near liability claims you might have to pay for the towing and storage yourself afterwards the insurance company will refund you the money depending on the situation.
first off, they are NOT going to pay you replacement cost on the motor. they are going to pay you ACTUAL CASH VALUE...HUGE difference. the other persons company is who should be paying you that plus putting you surrounded by a rental until the claim is settled and they should also pay the towing and lot fee. bid his company and make sure he reported it and I hope you have a police report! do NOT trade the car! Source(s): Agent
Well, I'd pay to have that motor moved back to your house, TODAY. The other party have NO obligation to pay your storage fees!! OR towing!!
"Full coverage" doesn't expect they're fully protected, and it ALSO doesn't mean that driver was covered.
If you trade your car for junk, the other insurance company isn't going to compensate you. If you want to get paid for a total loss, you'll have need of to sell your car to THEM, as sector of the claim settlement.
You're going to have to wait and see what the adjuster say - if they call you. Otherwise, you'll have to sue the owner and the driver of the other vehicle, surrounded by court, for the actual cash value of your saloon. Source(s): agent, 21+ years
The other company should retribution for everything but you need to tell your insurance company something like the accident. They may be able to facilitate or advise.
If they total your car it will be their vehicle. (unless you buy it back from them) so no, you cannot sell it past settlement
You should contact the other person's insurance company. Let them know where on earth the vehicle is. They may ask you for "permission to pull" the vehicle to their salvage yard if the vehicle is incurring storage charges. If you do not allow them permission, they may ask you to move the vehicle to a place where it is not incurring storage, or they will simply agree to you know that they will not pay for storage after a certain date. Just cooperate near them, life will be much simpler for you.
If the vehicle is totaled, they will offer you the Actual Cash Value. Do not put up for sale the vehicle to the junk yard until the other insurance company have the opportunity to inspect the vehicle. If you sell it, and they pay you, consequently they will deduct the salvage value from the settlement. If you individual have liability coverage, your insurance company is not going to inspect the vehicle.
The other party's insurance company will pay for adjectives reasonable storage charges and the tow expenses. They should also authorize rental while the settlement is pending. Source(s): Claims - 21 years.
the other guys insurance will pay the replacement helpfulness of your car plus towing and storage but they will own the car they will also remuneration for a rental car untill you get your check
Related Questions:
Answers:
I would go to your insurance agent and consent to him handle it. That's part of what you pay cheque them for.
Your insurance agency will contact the other guy's insurance company and get your money or take them to court for you.
Take a copy of the police report beside you when you go to your agent it will speed things up. If you got the other guys information (name, drivers license, address, phone number, ect.)
Don't put up for sale the vehicle. If you sell it, you no longer own it and therefore hold nothing to claim.
Get the police report and file a claim w/the other company promptly. They will explain the procedures that need to be followed.
You also have the duty to mitigate your damages. Meaning securing your vehicle from further hurt or accruing storage fees. Call your carrier and ask them for a shop they use that you can move the coup¨¦ to so you aren't charged storage. Or if you can move your car to your home and store it in a driveway or garage, do that. The other insurance company may not cover excessive storage fees.
Hope this help Source(s): Claims 6 yrs
the other insurance will pay for the towing, storage, and repair, if its not your fault. but some insurance company move really slow near liability claims you might have to pay for the towing and storage yourself afterwards the insurance company will refund you the money depending on the situation.
first off, they are NOT going to pay you replacement cost on the motor. they are going to pay you ACTUAL CASH VALUE...HUGE difference. the other persons company is who should be paying you that plus putting you surrounded by a rental until the claim is settled and they should also pay the towing and lot fee. bid his company and make sure he reported it and I hope you have a police report! do NOT trade the car! Source(s): Agent
Well, I'd pay to have that motor moved back to your house, TODAY. The other party have NO obligation to pay your storage fees!! OR towing!!
"Full coverage" doesn't expect they're fully protected, and it ALSO doesn't mean that driver was covered.
If you trade your car for junk, the other insurance company isn't going to compensate you. If you want to get paid for a total loss, you'll have need of to sell your car to THEM, as sector of the claim settlement.
You're going to have to wait and see what the adjuster say - if they call you. Otherwise, you'll have to sue the owner and the driver of the other vehicle, surrounded by court, for the actual cash value of your saloon. Source(s): agent, 21+ years
The other company should retribution for everything but you need to tell your insurance company something like the accident. They may be able to facilitate or advise.
If they total your car it will be their vehicle. (unless you buy it back from them) so no, you cannot sell it past settlement
You should contact the other person's insurance company. Let them know where on earth the vehicle is. They may ask you for "permission to pull" the vehicle to their salvage yard if the vehicle is incurring storage charges. If you do not allow them permission, they may ask you to move the vehicle to a place where it is not incurring storage, or they will simply agree to you know that they will not pay for storage after a certain date. Just cooperate near them, life will be much simpler for you.
If the vehicle is totaled, they will offer you the Actual Cash Value. Do not put up for sale the vehicle to the junk yard until the other insurance company have the opportunity to inspect the vehicle. If you sell it, and they pay you, consequently they will deduct the salvage value from the settlement. If you individual have liability coverage, your insurance company is not going to inspect the vehicle.
The other party's insurance company will pay for adjectives reasonable storage charges and the tow expenses. They should also authorize rental while the settlement is pending. Source(s): Claims - 21 years.
the other guys insurance will pay the replacement helpfulness of your car plus towing and storage but they will own the car they will also remuneration for a rental car untill you get your check
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