Anyone know of a company that provides professional liability insurance for employed lifeguards?
Answers:
Shouldn't the place you work for provide this, they do me. Source(s): Experience
Try K&K Insurance Group (Fort Wayne, IN). They specialize in excess and surplus lines coverage and may know how to find coverage for you. Note that you may want to see if you are considered an "insured" under the policy of the pool that you work for. Odds are, if you are an employee, you are probably covered underneath their policy while acting in course and scope of your duties. You may consider tallying a personal lines policy (including perhaps an "umbrella") for possible extra protection. Renters and HO policies may exclude business risks, but a lot of times coverage can be added put money on under the umbrella.
No such horse. See, professional liability covers OPINIONS and JUDGEMENT CALLS that cause a financial loss, not BODILY INJURY.
Assuming you're looking for coverage in crust someone drowns, that's general liability. Source(s): agent, 21+ years
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