Liability insurance?
a truck with the drivers door open hit me from aft as it was rolling backwards.I was the one who have parked the truck,it was dark and I thought the door have closed completely as I started walking alongside My friend has liability but it does not cover 1st. party .
Answers:
The most you will see from this is $1000.00 if your lucky. The laws contained by your state might differ but liability is for collision with another vehical so as to fix thier car but not yours.
Silly as it may nouns, the insurance might cover your injuries. Your friends liability insurance covers him or anyone who drives the car or any car that he drives.
The issue is though, if his insurance pays you money for injuries. Your friend is going to find an at fault accident on his driving history. Its amazingly likely that his rate will go up adequate to easily pay for anything the give to you.
Considering you are debarred from recovering for injuries when YOU are the person who caused the injury...nope, you take nothing. Your negligence is what caused this to ensue, no one else's, and now you want money??
From the description you contribute, even though it sounds like from your description that you were responsible because the vehicle rolled after you parked it, you be a pedestrian and you are due compensation.
I've never heard of insurance that can select who to pay.
They insured the truck and it hit you. They foot.
The accident had no relationship to who drove of parked the sports car.
As soon as it was parked and you got out you become a pedestrian.
A separate civil action by the insurance company could try to involve you as responsible but in over twenty years of police, sheriff and private investigative work I never know of a case where a pedestrian be held liable for an accident, regardless of what he did earlier.
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Answers:
The most you will see from this is $1000.00 if your lucky. The laws contained by your state might differ but liability is for collision with another vehical so as to fix thier car but not yours.
Silly as it may nouns, the insurance might cover your injuries. Your friends liability insurance covers him or anyone who drives the car or any car that he drives.
The issue is though, if his insurance pays you money for injuries. Your friend is going to find an at fault accident on his driving history. Its amazingly likely that his rate will go up adequate to easily pay for anything the give to you.
Considering you are debarred from recovering for injuries when YOU are the person who caused the injury...nope, you take nothing. Your negligence is what caused this to ensue, no one else's, and now you want money??
From the description you contribute, even though it sounds like from your description that you were responsible because the vehicle rolled after you parked it, you be a pedestrian and you are due compensation.
I've never heard of insurance that can select who to pay.
They insured the truck and it hit you. They foot.
The accident had no relationship to who drove of parked the sports car.
As soon as it was parked and you got out you become a pedestrian.
A separate civil action by the insurance company could try to involve you as responsible but in over twenty years of police, sheriff and private investigative work I never know of a case where a pedestrian be held liable for an accident, regardless of what he did earlier.
Related Questions: