How do insurance companys determine liability?
How does an insurance co. determine liability? Do they often challegne it or not? How long do it take them to determine it? What is the process? The situation is my manager was negligence and left a 5 inch pipe sticking out of the ground and i tripped over it. I enjoy been cooperating with the adjuster and given adjectives my records and bills. and yes my landlord report the claim not me. What is the process? do they adopt liability if they see their insured is negligent? He was also hiding the luck from them. He told them 9 months later after it happened. Even when he be notified about the quirk when it happened. Thank you for your advice contained by advance.
"> they will look at all the factor. he will probably be help responsible if there be nothing marking the pipe. however, if you be drinking or something-they may decide that you are partially responsible (for ex.---90% his error, 10% your fault (IF you were person irresponsible) so the landlords co. would pay 90%.
Insurance companies determine liability by investigating the facts, including interviewing witnesses and visiting the scene. They may hire experts to minister to. Having said this, just because an insurance company denies a claim is no reason to hand over up. You, as the injured person, can sue the landlord and consent to the court do its thing if you can't settle (as most claims do). Call a lawyer who practises surrounded by the area and get an belief before deciding what to do, but don't hang about long, as your time limit for claiming can run out!
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"> they will look at all the factor. he will probably be help responsible if there be nothing marking the pipe. however, if you be drinking or something-they may decide that you are partially responsible (for ex.---90% his error, 10% your fault (IF you were person irresponsible) so the landlords co. would pay 90%.
Insurance companies determine liability by investigating the facts, including interviewing witnesses and visiting the scene. They may hire experts to minister to. Having said this, just because an insurance company denies a claim is no reason to hand over up. You, as the injured person, can sue the landlord and consent to the court do its thing if you can't settle (as most claims do). Call a lawyer who practises surrounded by the area and get an belief before deciding what to do, but don't hang about long, as your time limit for claiming can run out!
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