Can insurance companies endow with you a break on umbrella liability premiums if you hold your insurance beside them?
Answers: Many of them will give you a 10% discount if you enjoy both your auto and homeowners, in addition to the umbrella, beside them.
None of them will write a personal umbrella unless they ALSO write at LEAST the auto, OR the homeowners, with it, except for RLI.
But RLI is the "high risk" personal umbrella company, and you reimburse through the nose for it. Source(s): agent, 21+ years
Many companies won't flog you an umbrella policy unless both your auto and home insurance coverage is with them.
Yes, you do get a multi-policy discount with most companies.
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