What does "personal Liability" stingy when it comes to renters insurance?

Answers: Well, to be specific, it's defined in the policy. Generally, it's for non-business related lawsuits that own to do with you occupying the premises. Examples: Your dog bites someone. You don't shovel the snow past its sell-by date the front porch, and the mailman slips and hurts his back. A friend comes over and trips on your area rug, and breaks their arm.

All those are personal liability claims. Source(s): agent, 20+ years
thats if somebody gets hurt from something surrounded by your home(apt.) you could be responsible for their injurys.
For a renter, personal liability will have to do with your appointments and your belongings, and not necessarily the structure or the area outside of your unit (like hallway in your apartment building, or the back patio of your rented home).

This line is not always completely clear. For instance, if you rent a home and someone is hurt contained by your backyard, while using your lawn furniture, both you and your landlord could be name in a lawsuit.

Given the tendency to lawsuits, it really is basic to have personal liability regardless of whether you rent or own. Source(s): financial writer for www.InsuranceGuide101.com
http://www.insuranceguide101.com/home-in…

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