I own liability insurance but I be within an misfortune next to a sports car that wasn't mine. Does my insurance still work?
i was involved in an happenstance where i was driving a motor that wasnt mine. i have liability insurance. what i want to know is whether my insurance will still cover the damages to the other vehicle.
Answers:
No. Insurance goes with vehicle, not with drivers. If you were driving beside the owners permission, his insurance will cover you.
That would actually depend on the policy you own and what clauses are in it. You can have a clause that will cover you no issue what car you are driving, but that is usually merely on a comprehensive full coverage policy.
In most cases liability only covers the other car involved if you are driving your coup¨¦.
Comes down to wording in the policies (yours and the car owners you be driving). I have just liability but I am covered surrounded by any car I drive. No one under 25 can drive any of my vehicles though. The only true route to know is read the policies or contact the insurance agents for you and your friend. The person that let you drive their saloon will be responsible if neither of the insurances cover.
absolutely not. You dont pay for first carnival (meaning yoru vehicle) coverage.. so why would they cover another vehicle you were driving?
Insurance follows the vehicle, not the driver anyways. Do they have collision insurance? They should move about through their policy if they do.
If they dont have collision ... or insurance at all... your policy would typically come into affect.. but since you dont have first party.... nearby wont be any coverage.
It's the car thats insured, not the driver.
The car owners insurance should cover it, at least possible thats the way it works in Illinois.
Now he have to explain to his ins. co. why he let someone else drive the car.
the car owners insurance will settle up, assuming its valid.
you need to read over your policy tangible well if it covers you while driving another persons vehicle you,ll be alright near it,if not then you wont be covered unless their policy covers you,devout luck on it. Source(s): been a certified mechanic for 37 yrs.
Okay some questions: was a report made? Was it your condemn? If it was your fault, the insurance company will fix the other motor but not yours. If it wasn't your fault and it was theirs, their insurance should cover the damages/medical incurred by you/your vehicle. Please ring up your agent
not if its public liability insurance .
IF YOU WERE NOT LISTED AS A DRIVER ON THAT POLICY THEN YOU WOULD NOT BE COVERED. Source(s): 923
Related Questions:
Answers:
No. Insurance goes with vehicle, not with drivers. If you were driving beside the owners permission, his insurance will cover you.
That would actually depend on the policy you own and what clauses are in it. You can have a clause that will cover you no issue what car you are driving, but that is usually merely on a comprehensive full coverage policy.
In most cases liability only covers the other car involved if you are driving your coup¨¦.
Comes down to wording in the policies (yours and the car owners you be driving). I have just liability but I am covered surrounded by any car I drive. No one under 25 can drive any of my vehicles though. The only true route to know is read the policies or contact the insurance agents for you and your friend. The person that let you drive their saloon will be responsible if neither of the insurances cover.
absolutely not. You dont pay for first carnival (meaning yoru vehicle) coverage.. so why would they cover another vehicle you were driving?
Insurance follows the vehicle, not the driver anyways. Do they have collision insurance? They should move about through their policy if they do.
If they dont have collision ... or insurance at all... your policy would typically come into affect.. but since you dont have first party.... nearby wont be any coverage.
It's the car thats insured, not the driver.
The car owners insurance should cover it, at least possible thats the way it works in Illinois.
Now he have to explain to his ins. co. why he let someone else drive the car.
the car owners insurance will settle up, assuming its valid.
you need to read over your policy tangible well if it covers you while driving another persons vehicle you,ll be alright near it,if not then you wont be covered unless their policy covers you,devout luck on it. Source(s): been a certified mechanic for 37 yrs.
Okay some questions: was a report made? Was it your condemn? If it was your fault, the insurance company will fix the other motor but not yours. If it wasn't your fault and it was theirs, their insurance should cover the damages/medical incurred by you/your vehicle. Please ring up your agent
not if its public liability insurance .
IF YOU WERE NOT LISTED AS A DRIVER ON THAT POLICY THEN YOU WOULD NOT BE COVERED. Source(s): 923
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