Why do you involve liability insurance on home you do not use?
Answers: If someone sustains an injury on the property, they could sue you.
in defence kids are playing in a tree ( for instance) and they fall and brake their leg. The people could sue for that
Liability insurance is not for you; it's to protect you against lawsuits or claims if someone else is on that property and is hurt.
Unfortunately, even if you post signs from one end of the property to the other saying "No Trespassing", if someone injures themselves on your property, you will feasible be sued -- especially if the person is hurt because of a feature of the stop, like uneven terrain, or deadwood, or any other possible inborn part of your property. Source(s): financial writer for www.insuranceguide101.com
In case someone gets hurt on it, while trespassing, adjectives through, etc.
In the US, the standard homeowners policy includes liabiltiy coverage for all vacant stop you own. Source(s): agent, 21+ years
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