How can i grasp umbrella liability insurance,lacking home insurance?

I only have fire insurance.please relief.urgent.AAG
Answers:
Chances are you probably enjoy liability with your fire policy. If not just supply liability to your fire policy and then you can get it.
You have to have insurance on your personal belongings contained by order to get an umbrella liability policy. I've never hear of a "fire only" policy on personal belongings: are you talking about insurance on your vehicle? In any case, if you don't own your home, you get a renter's policy. If you do own your home, you go and get a homeowner's policy. These policies will include some personal liability. The umbrella liability will be over and above what you have in your homeowner or renter policy. Source(s): writer for www.insuranceguide101.com
To get the personal underlying coverage, you just requirement a renters policy. It will cover your "stuff" and your personal liability, THEN you can get the umbrella.

Pretty odd, just having fire insurance! It's sure not common! Any basis why you did that? Source(s): agent, 21+ years
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