How much vehicle property twist liability insurance should I transport?
Answers: its your call look at it like this: if you strike a mercedes or bmw that cost 70k and you own limits of 50k they can sue you for the 20k. personally i enjoy as much as i can buy under one policy. Source(s): insurance adjuster.
PDL coverage is not expensive, and I recommend carrying more than the state required minimum ($10,000 or 25,000), because if you end up hurtful several cars at once, or just one really expensive car, you're screwed, because they can later come after you personally. I work for an insurance company and have see so many people have to pay out of pocket for damages to others property because they didn't have adequate coverage. DO NOT count on every other driver out there having Underinsured Motorists Property Damage coverage, because some states don't require it or even donate it. Cover your butt BEFORE something happens. It shouldn't cost all that much to transport $100,000. You should talk to your agent about it. They know the state law, and I'm sure they've heard the horror stories about underinsurance. Hope this help
You can compare how the insurance quotes would change, for example here - autoinsurance.bebto.com
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