Are Insurance companies allowed to embezzle up to 30 or more days to determine liability?

I have put a claim in a week a ago, and zilch has been done! I put the claim surrounded by through allstate which is the violate-rs insurance. My car was T-boned. The guy run a stop sign and hit me. Well the adjuster came out friday to see it an give me the estimated damages. Its immediately Tuesday and they say they are still trying to determine liability ( who's at fault ) It will be 1 week tomorrow. i be a sign of i didn't drive sideways into his car..Should i get a legal representative involved? Im getting frustrated because my car is not drivable, an they have not issued me a rental vehicle until they determine liability...Please help!
"> different rules apply to different states. In general an insurance company have 30 days once ALL the information has been received. Sounds close to they may be still trying to contact the other driver or get a copy of the police report. You say he run a stop sign. Is this a four way stop? if so he may be saying you run it. If you're in a hurry the best thing for you to do is to wallet a claim under your own insurance policy. they will then settlement with the other company.

A week is nothing surrounded by insurance time. Source(s): adj

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