Insurance liability?
If a driver who's not listed on the policy gets into an "at-fault" quirk, does the insurace company still have to pay for the damages?
What if the driver doesn't enjoy a license?
Answers:
The answer to your question depends on the jargon of the insurance policy on the vehicle. Some policies have a "step down"provision for non listed drivers, some policies exclude coverage altogether if a non tabled driver is in an accident.
if they are not on the policy and if at hand is no drivers license they may not have to...depends on what insurance company you have...some require that adjectives drivers must be listed...
Depends on what your policy states for "permissive use" drivers. My company just payed out on a claim that was made while a 16 year matured non licensed driver (not related to the household) was using the vehicle with the permission of the daughter.
If that creature is not listed as a driver on the policy the insurance will deny the claim and if the driver does not have a license and he be not ticketed at the time then there may be something arriving contained by the mail or he might get an spontaneous knock on the door.
Related Questions:
What if the driver doesn't enjoy a license?
Answers:
The answer to your question depends on the jargon of the insurance policy on the vehicle. Some policies have a "step down"provision for non listed drivers, some policies exclude coverage altogether if a non tabled driver is in an accident.
if they are not on the policy and if at hand is no drivers license they may not have to...depends on what insurance company you have...some require that adjectives drivers must be listed...
Depends on what your policy states for "permissive use" drivers. My company just payed out on a claim that was made while a 16 year matured non licensed driver (not related to the household) was using the vehicle with the permission of the daughter.
If that creature is not listed as a driver on the policy the insurance will deny the claim and if the driver does not have a license and he be not ticketed at the time then there may be something arriving contained by the mail or he might get an spontaneous knock on the door.
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