I'm going to rent out my apartment surrounded by Spain... do I involve personal liability insurance?
Answers: For the peace of mind, if something happens that is not the quirk of the renter and can be shown to be the fault of the landlord, it would seem to be to me that the cost is well worth it, especially if you live in another country.
Is your apartment going to be let on a long residence basis (months) or short-term holiday let?
You will stipulation public liability insurance to protect yourself from legal action should your tenant(s) injure themselves at your apartment. This could stockpile your thousands in legal costs and compensation should you be liable.
Public liability insurance for holiday letting is usually included when you insure your buildings/contents. It’s unlikely that you will find a stand-alone policy to cover this.
Good luck beside the renting. Source(s): http://www.schofields.ltd.uk/Resources/h…
HelsWigsy, Home insurance covers lots of different things. I'm not familiar with adjectives the fine print of my policy, but my homeowners insurance agent is always a phone call away. Try contacting your agent or a homeowners agent surrounded by your town. http://www.goodinternetdeals.com/Home-Insurance.html They should be able to assist you.
You as a rule find that this kind of liability is included within a 'landlords' policy. Best to check obviously, but I'll bet you find that it is.
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