I tolerate my friend drive my vehicle I solely hold liability and my friend have no insurance He wrecked my saloon who pays?

Answers: you pay 100 percent to fix your own coup¨¦ inless you sue your friend in court for the damages.
Yes, your insurance covers the accident from a liability standpoint because you gave go-ahead to your friend to drive it. The policy stays with the car, not the driver unless it is a stolen vehicle. If your friend is really a friend, he should be inclined to make payments and replace your vehicle.
If any damage was done to the others motor or property, your insurance will pay. You will have to pay cheque to have your car repaired. If your friend is a friend, he will take-home pay on your behalf
Your insuance would cover any damage he did excluding the vehicle up to policy limits. As for the car HE should procure you anther one. You should be able to sue him for the damages to the car.
insurance is a contract between a person's automobile and the personality. you have to check with your agent to see which provisions you enjoy. Source(s): sfe
YOU pay. because the insurance is on the motor Not the person.

Dont ever let anyone else drive your motor. it is not theirs, so they dont care what happens to it.
These folks say that you pay but I utter YOUR FRIEND PAYS.

He gets to pay up for the full amount it take to fix your car.
You pay -- never let anyone drive your coup¨¦. If your car gets wrecked--you should enjoy the privilege of the drama...Now you have to buy another car and your friend is not your friend.anymore.....
Well, if you want him to pay, you'll enjoy to sue him in court. Getting the judgement doesn't mean you'll cessation up getting any MONEY out of him.

You're probably going to end up paying for this car yourself. But that's ok, because if it be YOU who wrecked the car, you'd still be paying yourself. Source(s): agent, 21+ years
you. Unless he offers to pay cheque becuase it is your car and your responsibility.
Here surrounded by Texas , if it was your friends fault Liability with the sole purpose covers the other person's vehicle. Thats all liability does is to cover the other person's vehicle.The owner must have insures on within car.

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