Best insurance for young at heart drivers [UK]?
I already said the comparison websites don't seem to give great quotes. And i also said i want third carnival fire and theft.. so i don't understand your answer :s
Answers:
Try Gocompare and do go for third party,fire and pinching.Really you need to have your own insurance to build up your no claims.Also accumulation your parents may lower your insurance
I would close to to suggest to tring to get as much information as you can before making up your mind,here
http://www.BestInsuranceTip.info
is a terrifically resourceful one.
You dont need "protected no claims" as you hold no no cliams bonus to protect.
You simply need to call around for quotes. There is no "best place" and no such item as the "cheapest deals on insurance"
I've a short time ago got my first car and also found the insurance comparison websites to be rightly useless for finding cheap insurance for young drivers.
I ended up getting quotes from Directline and Churchill who seem to be consistently the cheapest. Insurance in your first year is rarely below lb1000, and more resembling lb1500 to lb2000 for guys.
In the end I got fully comp next to me as the main driver from Churchill for lb2300 (for a 1.6, fairly bright car), which by far was the cheapest! Some people be quoting me lb6000!
Note that what you currently intend to do (parent as main driver, you as named) is called 'fronting' and is technically risky if you plan to be driving the car more than your parents. The insurance companies are very perceptive to people doing it, and if you ever needed to claim they could refuse to payout unless you could provide solid evidence that your parents used the motor more than you (quite difficult to do). You could then find yourself in court have to pay up everything yourself, possibly tens of thousands in compensation and official fees, costing you you many times more than what you saved on the insurance! On top of this you could get hold of prosecuted for the offense of driving without insurance if your policy is found to be invalid.
Basically, its never a good theory. Especially seeing as your first two years of driving are when you are most likely to crash and need some upright insurance to fall back on!
http://www.guardian.co.uk/money/2009/jul…
http://news.bbc.co.uk/1/hi/programmes/mo…
http://www.thisismoney.co.uk/insurance/c…
http://www.fancyacar.co.uk/car-insurance…
Related Questions:
Answers:
Try Gocompare and do go for third party,fire and pinching.Really you need to have your own insurance to build up your no claims.Also accumulation your parents may lower your insurance
I would close to to suggest to tring to get as much information as you can before making up your mind,here
http://www.BestInsuranceTip.info
is a terrifically resourceful one.
You dont need "protected no claims" as you hold no no cliams bonus to protect.
You simply need to call around for quotes. There is no "best place" and no such item as the "cheapest deals on insurance"
I've a short time ago got my first car and also found the insurance comparison websites to be rightly useless for finding cheap insurance for young drivers.
I ended up getting quotes from Directline and Churchill who seem to be consistently the cheapest. Insurance in your first year is rarely below lb1000, and more resembling lb1500 to lb2000 for guys.
In the end I got fully comp next to me as the main driver from Churchill for lb2300 (for a 1.6, fairly bright car), which by far was the cheapest! Some people be quoting me lb6000!
Note that what you currently intend to do (parent as main driver, you as named) is called 'fronting' and is technically risky if you plan to be driving the car more than your parents. The insurance companies are very perceptive to people doing it, and if you ever needed to claim they could refuse to payout unless you could provide solid evidence that your parents used the motor more than you (quite difficult to do). You could then find yourself in court have to pay up everything yourself, possibly tens of thousands in compensation and official fees, costing you you many times more than what you saved on the insurance! On top of this you could get hold of prosecuted for the offense of driving without insurance if your policy is found to be invalid.
Basically, its never a good theory. Especially seeing as your first two years of driving are when you are most likely to crash and need some upright insurance to fall back on!
http://www.guardian.co.uk/money/2009/jul…
http://news.bbc.co.uk/1/hi/programmes/mo…
http://www.thisismoney.co.uk/insurance/c…
http://www.fancyacar.co.uk/car-insurance…
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