Stopped by the Police For Driving Without Car insurance any guidance (UK Only)?
the police stopped me today because i did not have car insurance but i insisted i did hold insurance so they called the insurance company and the police was told the insurance expired on the 15/02/2009 presently the thing is i am a new driver which mode they will take my driving license! :'(
it is my own fault within the end but im really angry on my insurance company (Tesco) as i received a Notice letter on 16/01/09 from them adage:
''your motor insurance will be renewed 15/02/09, THIS IS AN AUTOMATIC RENEWAL - NO NEED TO DO ANYTHING''
and they did write it with capital junk mail anyway
should i go to court? no idea what to do they even took the charge to the car pound my life is ruined :( comfort please your advice would be great
Answers:
Ouch. I'm not an expert on this contained by any way, but I think you could probably sue Tesco Insurance for this if specifically indeed what the letter said.
I'm not an expert on this, but if this happen to me I'd send a copy of the renewal notice to the police and explain that you thought you be covered. I.d also copy the letter and renewal notice to Tesco and ask for their comments.
emigrate
Go to court if you are paying by DD and there is no mention of you have to confirm your renewal and it stated as you said THIS IS AN AUTOMATIC RENEWAL - NO NEED TO DO ANYTHING''
Did you call Tesco and ask why??
dance to court and bring the letter as well u may not acquire put off the road u jus may get 2 points on it
Sorry i live surrounded by ireland ere you pay a heavy fine wen you caught
but jus double check within future
best of luck
Find the communication from Tesco and get a bank statement to prove the direct debit have been coming out of your account.
If you can prove that you have rewarded your premiums and can present a valid certificate of insurance you have committed no wrong.
Get in touch with Tesco insurance pronto.
I strongly advise you to see a solicitor.
I don't know all the details of your insurance whether you pay packet monthly or annually and whether it definitely was supposed to renew automatically or not and if so whether the details they enjoy on file for your payment method hold expired e.g. new bank card near new expiry date/issue number etc?
You would need to check into adjectives this and if you do have a document that says your insurance be going to automatically renew you would have to find out why it didn't.
Usually after 12 months you would have different vocabulary for your insurance e.g. you may have an extra year n.c.b. to add on and may procure a lower rate. You'd need to check into all this. There may hold been something you needed to do in directive for your insurance to renew.
Think people would need more info similar to this to offer any advice. My best suggestion would be to take a look at all the info from Tesco in relation to your motor insurance and read carefully what it says. Also speak to a Solicitor specialising contained by road traffic laws and motoring offenses. You may also want to visit TPUC.
Great Britain is a Common Law jurisdiction and its my belief that essentially you haven't done anything unlawful provided that you enjoy not infringed on the life, liberty, property, or rights of anyone else.
You should be mindful of anything written in capital post. You should also be wary of the word "register" and "registration". When you register your car what you're essentially doing is agreeing to verbs the ownership of your car to the government who will allow you to use it on the roads surrounded by exchange for the document they give you from the DVLA. You then enjoy to play by their "rules" (not laws) and make sure that you pay insurance, insurance premium duty, RFL car tax, fuel export tax tax (double tax) have a valid license etc etc. Source(s): www.tpuc.org
Related Questions:
it is my own fault within the end but im really angry on my insurance company (Tesco) as i received a Notice letter on 16/01/09 from them adage:
''your motor insurance will be renewed 15/02/09, THIS IS AN AUTOMATIC RENEWAL - NO NEED TO DO ANYTHING''
and they did write it with capital junk mail anyway
should i go to court? no idea what to do they even took the charge to the car pound my life is ruined :( comfort please your advice would be great
Answers:
Ouch. I'm not an expert on this contained by any way, but I think you could probably sue Tesco Insurance for this if specifically indeed what the letter said.
I'm not an expert on this, but if this happen to me I'd send a copy of the renewal notice to the police and explain that you thought you be covered. I.d also copy the letter and renewal notice to Tesco and ask for their comments.
emigrate
Go to court if you are paying by DD and there is no mention of you have to confirm your renewal and it stated as you said THIS IS AN AUTOMATIC RENEWAL - NO NEED TO DO ANYTHING''
Did you call Tesco and ask why??
dance to court and bring the letter as well u may not acquire put off the road u jus may get 2 points on it
Sorry i live surrounded by ireland ere you pay a heavy fine wen you caught
but jus double check within future
best of luck
Find the communication from Tesco and get a bank statement to prove the direct debit have been coming out of your account.
If you can prove that you have rewarded your premiums and can present a valid certificate of insurance you have committed no wrong.
Get in touch with Tesco insurance pronto.
I strongly advise you to see a solicitor.
I don't know all the details of your insurance whether you pay packet monthly or annually and whether it definitely was supposed to renew automatically or not and if so whether the details they enjoy on file for your payment method hold expired e.g. new bank card near new expiry date/issue number etc?
You would need to check into adjectives this and if you do have a document that says your insurance be going to automatically renew you would have to find out why it didn't.
Usually after 12 months you would have different vocabulary for your insurance e.g. you may have an extra year n.c.b. to add on and may procure a lower rate. You'd need to check into all this. There may hold been something you needed to do in directive for your insurance to renew.
Think people would need more info similar to this to offer any advice. My best suggestion would be to take a look at all the info from Tesco in relation to your motor insurance and read carefully what it says. Also speak to a Solicitor specialising contained by road traffic laws and motoring offenses. You may also want to visit TPUC.
Great Britain is a Common Law jurisdiction and its my belief that essentially you haven't done anything unlawful provided that you enjoy not infringed on the life, liberty, property, or rights of anyone else.
You should be mindful of anything written in capital post. You should also be wary of the word "register" and "registration". When you register your car what you're essentially doing is agreeing to verbs the ownership of your car to the government who will allow you to use it on the roads surrounded by exchange for the document they give you from the DVLA. You then enjoy to play by their "rules" (not laws) and make sure that you pay insurance, insurance premium duty, RFL car tax, fuel export tax tax (double tax) have a valid license etc etc. Source(s): www.tpuc.org
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