Why are young girls insurance rates cheaper than boys?
It is a well known reality that teen girls are becoming more agressive in driving habits and chance statistics are up so why do they not share the same insurance rates?
Answers:
Good interview. Personally, I think it is a discrimination situation, and one to be pursued by the industry. Try looking into a worthy driver program, as well as one connected to good grades within school.
Well it is a fact that GIRLS get surrounded by more accidents, for example talking on the cell phone while putting on their construct up, while trying to do the latest dance moves after shifting gears. Seriously girls grasp in more accidents afterwards boys, but they are generally smaller less credible to put you in a hospital type accidents. When us guys acquire in accidents we motive more damage, to the vehicles, ourselves and other those. Not all of us are crazy drivers but we have to payment for it. That's the whole point of insurance, you have to spread out the risk. It sucks but it is what it is.
Historically, boys pick up girls and filch them out on a date. The standard way of dating is boy courts girl. So, statistically, they drove more than girls. Also, historically, boys took part within drag racing and still tend to be more wreckless. Source(s): My grandma!
Although it's true that girls are becoming increasingly reckless at a faster rate than boys, boys still own more accidents. The gap is closing and insurance companies are closing the price opening but it's not there yet. Girls really inevitability to be ashamed of that increase in accidents too. I ride a motorcycle and girls follow too damned close and DON'T salary attention. Part of the insurance problem is male aggression behind the controls. Boys are prone to faster and more powerful cars and tend to think of their vehicles as a personal weapon if somebody pisses them bad or if they want to "flex" their automotive muscles (assuming the rest of us are impressed by their sqealing tires and generally idiotic and pointless insecure driving moves). The saddest thing in the world is handcuff some 17 year old who just kill someone because he was pissed off or showing sour. His life, and his family's lives are seriously messed up and someone else's is done. Been there and done that. Cars are deadlier armaments than ANY firearm and kill more kids every year. Drive safe. Source(s): Former Police Officer.
males approaching speed. with speed sometimes comes accidents. and near the statistics i'd charge more because theres more of a risk. its a game of chance
They simply look at the numbers. They know what age, sexual category, race, marital status etc etc own the most accidents, and those pay the most. Computers spit out that information.
While you might be hearing in the order of it in the news, it can't be statistically true or insurance companies would be charging them only just as much. You don't think the insurance companies are doing young girls favors do you?? No, they use a sophisticated method to total risk and boys take more risk than girls, and not just surrounded by driving.
because boys are considered to be more windy than girls are,,and girls are also considered to be more care full than boys are,this is sometimes true,,not always,,well brought-up luck hope this help,s. Source(s): been a certified mechanic for 36 yrs.
because teen boys like to speed and drive recklessly
Teenage girls insurance rates are cheaper than boys because girls in a flawless head up *** world dont speed and do all the fun things boys do. LIke drag race talking on cell phones, weaving surrounded by and out of traffic and all that good stuff.
The insurance mafia have an unreasonable set of guidelines that it follows. They all need to be sued out of existence. I stingy - DUH... this is discrimination at its finest.
Don't ask me what we'd do without them, but we have need of to think of something.
Statistically, boys get into traffice accident more frequently then girls. Hence, the insurance premiums for boys are higher
statistically boys hotrod more than girls but stats are what you create of them. 9 out of ten couples, the guy is driving so if you got 10,000 guys driving and 1000 girls, sure, the guys are going to wreck more- theres more of them driving. percentage-wise though if given the same amount respectively were driving ,the girls would wreck more. guys are better drivers and that's a proven fact. sorry girls. Source(s): own seen television shows loyal to this very subject.
Girls for the most part don't drive as crazy as the guys.
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Answers:
Good interview. Personally, I think it is a discrimination situation, and one to be pursued by the industry. Try looking into a worthy driver program, as well as one connected to good grades within school.
Well it is a fact that GIRLS get surrounded by more accidents, for example talking on the cell phone while putting on their construct up, while trying to do the latest dance moves after shifting gears. Seriously girls grasp in more accidents afterwards boys, but they are generally smaller less credible to put you in a hospital type accidents. When us guys acquire in accidents we motive more damage, to the vehicles, ourselves and other those. Not all of us are crazy drivers but we have to payment for it. That's the whole point of insurance, you have to spread out the risk. It sucks but it is what it is.
Historically, boys pick up girls and filch them out on a date. The standard way of dating is boy courts girl. So, statistically, they drove more than girls. Also, historically, boys took part within drag racing and still tend to be more wreckless. Source(s): My grandma!
Although it's true that girls are becoming increasingly reckless at a faster rate than boys, boys still own more accidents. The gap is closing and insurance companies are closing the price opening but it's not there yet. Girls really inevitability to be ashamed of that increase in accidents too. I ride a motorcycle and girls follow too damned close and DON'T salary attention. Part of the insurance problem is male aggression behind the controls. Boys are prone to faster and more powerful cars and tend to think of their vehicles as a personal weapon if somebody pisses them bad or if they want to "flex" their automotive muscles (assuming the rest of us are impressed by their sqealing tires and generally idiotic and pointless insecure driving moves). The saddest thing in the world is handcuff some 17 year old who just kill someone because he was pissed off or showing sour. His life, and his family's lives are seriously messed up and someone else's is done. Been there and done that. Cars are deadlier armaments than ANY firearm and kill more kids every year. Drive safe. Source(s): Former Police Officer.
males approaching speed. with speed sometimes comes accidents. and near the statistics i'd charge more because theres more of a risk. its a game of chance
They simply look at the numbers. They know what age, sexual category, race, marital status etc etc own the most accidents, and those pay the most. Computers spit out that information.
While you might be hearing in the order of it in the news, it can't be statistically true or insurance companies would be charging them only just as much. You don't think the insurance companies are doing young girls favors do you?? No, they use a sophisticated method to total risk and boys take more risk than girls, and not just surrounded by driving.
because boys are considered to be more windy than girls are,,and girls are also considered to be more care full than boys are,this is sometimes true,,not always,,well brought-up luck hope this help,s. Source(s): been a certified mechanic for 36 yrs.
because teen boys like to speed and drive recklessly
Teenage girls insurance rates are cheaper than boys because girls in a flawless head up *** world dont speed and do all the fun things boys do. LIke drag race talking on cell phones, weaving surrounded by and out of traffic and all that good stuff.
The insurance mafia have an unreasonable set of guidelines that it follows. They all need to be sued out of existence. I stingy - DUH... this is discrimination at its finest.
Don't ask me what we'd do without them, but we have need of to think of something.
Statistically, boys get into traffice accident more frequently then girls. Hence, the insurance premiums for boys are higher
statistically boys hotrod more than girls but stats are what you create of them. 9 out of ten couples, the guy is driving so if you got 10,000 guys driving and 1000 girls, sure, the guys are going to wreck more- theres more of them driving. percentage-wise though if given the same amount respectively were driving ,the girls would wreck more. guys are better drivers and that's a proven fact. sorry girls. Source(s): own seen television shows loyal to this very subject.
Girls for the most part don't drive as crazy as the guys.
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