Will my sports car insurance rates dance up if I broke someone else's departed mirror?
Nothing big, my car hit and cracked only the mirror on someone else's moved out mirror car. But the thing is I don't own full insurance coverage, only the basic.
Answers:
Easy answer,nope.Not solvable question,nope.Have a look here
http://www.Autoinsurancepro.info
your answer may be here
It depends. Some car insurance companies own a threshold. This is a dollar amount which a claim must exceed in order to count as a chargeable claim. Many do not. You can try to check next to your company to see if they do, but many will not reveal it as people will after try to skew their damages to be under that amount.
Thresholds are generally highly low, I think the highest I hold ever seen is $1000.00, which is minimal when you are talking roughly body work.
You probably won't know until your next renewal. Source(s): Claims adjuster
The mode I was told on how coverages are determined is if you in at show disapproval accident, and the damages to the other persons veh, or property is above 1,000 dollars your rates may turn up.. If there below that your rates should stay the same... Now if you contained by a dozen or so accidents that the damages are less next a 1,000 then they may still go up.. Also if your within an accident, and not at fault the damages could be 5,000 dollars to your veh, and your rates should stay equal.. But it does have a lot to do beside what state you live in, and what company you have....
I've bookmarked this site to budge back to...
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All the best to you.
Consider basically paying for it? if its less than your deductible then here is no insurance claim. Source(s): http://www.FreeInsuranceRate.com
If this is reported to the insurance company or police, it will be counted against you.
If it is resolved between you and the other owner no one is the wiser and no it will not affect your premiums.
Related Questions:
Answers:
Easy answer,nope.Not solvable question,nope.Have a look here
http://www.Autoinsurancepro.info
your answer may be here
It depends. Some car insurance companies own a threshold. This is a dollar amount which a claim must exceed in order to count as a chargeable claim. Many do not. You can try to check next to your company to see if they do, but many will not reveal it as people will after try to skew their damages to be under that amount.
Thresholds are generally highly low, I think the highest I hold ever seen is $1000.00, which is minimal when you are talking roughly body work.
You probably won't know until your next renewal. Source(s): Claims adjuster
The mode I was told on how coverages are determined is if you in at show disapproval accident, and the damages to the other persons veh, or property is above 1,000 dollars your rates may turn up.. If there below that your rates should stay the same... Now if you contained by a dozen or so accidents that the damages are less next a 1,000 then they may still go up.. Also if your within an accident, and not at fault the damages could be 5,000 dollars to your veh, and your rates should stay equal.. But it does have a lot to do beside what state you live in, and what company you have....
I've bookmarked this site to budge back to...
http://www.safelinked.info/go.php?link=i…
All the best to you.
Consider basically paying for it? if its less than your deductible then here is no insurance claim. Source(s): http://www.FreeInsuranceRate.com
If this is reported to the insurance company or police, it will be counted against you.
If it is resolved between you and the other owner no one is the wiser and no it will not affect your premiums.
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