Question around insurance rates and accident?

I'm 17, and I just had my first calamity 2 days ago, I tried to change lanes and side swiped a minivan, however ... today, I get a speeding ticket... ( :( ) -

What's going to happen to my insurance rates? I have Allstate - I drive beneath my Dad, I don't want him to end up paying a **** load of money because of this ****. He have been with Allstate for more or less 15 years, what's going to happen?


Thanks.
Answers:
Probably what will happen is that the vehicle you driver (if you exclusively drive one vehicle) will hold a higher rate due to the accident and the conviction if you plead or are found guilty of the speeding ticket. No one can update you how much. Source(s): *
His rates are going to skyrocket.
if your at fault and the weaken to the other partys veh is less than a grand the rates will stay matching.Your dad is probably paying higher rates now than he used to due to the reality that your on the policy,and only 17.usally how it works is if your involved in an calamity, and not at fault your rates will stay the same even is defacement is like 30 grand to fix your sports car.Now if your at fault and the damage to the other veh is anywhere from 1 dollar to 999 dollars your rates will stay like peas in a pod.If it goes over 999 dollars they can go up as much as 40%.Hope this help. Source(s): i work in claims
you should ride a bicycle for a while longer, you manifestly lack
skills needed to operate a motor vehicle Source(s): ret agent
of course YOUR rates are going to dance up, because if your old man has any sense, he's gonna remove you from his insurance.

why enjoy you already had an accident and already gotten a speeding ticket? your dad ought to put a flame beneath your butt, and never let you drive again until you are at least 21.


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