Are my saloon insurance rates majority?
I'm looking to buy a 2004 hyundai tiburon gt and the insurance company said it would be 1100 every 6 months. My second choice was a 2005 mazda3 I. Once again, rate would be 965 every 6 months. Even the tiburon base would be over 1000. I'm a 17 year ancient boy. Which explains alot, but I've had no accidents and enjoy the safe driver discount.
Answers:
Look at cars that are not cool. Sorry, but you have to to lower those rates.
Don't capture a car in the color red or another flashy color. Get a coupé with multiple airbags and safety features. Get a coupé with ABS brakes.
Try to find an older vehicle made in the mid to late 90's. Get one that doesn't cost too much and go and get "liability only" insurance vs "full coverage". If your car gets hit and destroyed, after the other persons insurance will pay for it. If they don't own insurance, then you get another saloon because your old car be a POS anyway. You could sue the other driver too but that may just waste your time.
I am set up similar to this and I pay about $400 every 6 months near the good student discount. I am 20 but it should go down when I am 24-25. If it doesn't, I am switching insurance companies.
roxyfox1 will clearly tell you it should be higher because she is an insurance agent "crook" that loves to pocket your money and mine. Them and the lawyers have this country by the ball...bastards.
Very normal. I'm actually surprised it's not difficult, especially if you have to have comprehensive and collision coverage to collect loan requirements.
You're in one of the highest rate groups right presently. You are a young single male. Now think about if you did have any tickets or accidents. Your rates would skyrocket! That's why it's a honourable idea to keep your driving account clean.
Edit: Bimmer should know that the color of your vehicle plays no part contained by your insurance rate. The insurance company gets all the information they involve about the vehicle from the VIN#, unless you have modified the motor, then you need to fashion sure to mention that or modified parts won't be covered.
Also, sure, you can get an old beater and bring back just liability and your rates will be low. But to answer your question, your rates are majority for what you are attempting to insure.
If you do decide to reject uninsured motorist coverage keep surrounded by mind that if someone hits you and they do not have insurance, he's right, you're old POS won't be replaced. You'll enjoy to come up with money out of pocket to pay for a another junker. That's fine and adjectives if you can afford for that to happen. And keep your fingers crossed that the uninsured motorist that hits you didn't injure you or any of your passenger. Now you could be stuck with very glorious hospital bills and be forced to attain an attorney (which costs $$$) to sue the other driver for not having insurance.
FYI: My own personal car insurance for a 2007 Honda Element SC beside comp/coll, rental reimbursement & towing is $800 every 6 months. And I'm 27 with a clean driving record/no accident. =0) Also, if I didn't have my 35 year old BF on my policy too, my rates would in truth be higher. And I'm with an A rate preferred carrier. Source(s): Insurance Agent
when you are 17 your insurance rate will suck no matter what , the simply way to get a break is buy a totally boring car.
With your age it is normal. I have a 2006 tacoma and I take-home pay over $900 every 6 mths, because I had an accident surrounded by January. I know it's ridiculous! Try calling Mercury Insurance and see what rates they give you.
That sounds about right. To lower it try getting a 1991 motor and pay full cash for it.
Then see http://123automotive-insurance.solutions… for a *collision only* quote, fashion sure your deductible is as high as you can bear: you'll see a big easing in price, maybe partially.
Related Questions:
Answers:
Look at cars that are not cool. Sorry, but you have to to lower those rates.
Don't capture a car in the color red or another flashy color. Get a coupé with multiple airbags and safety features. Get a coupé with ABS brakes.
Try to find an older vehicle made in the mid to late 90's. Get one that doesn't cost too much and go and get "liability only" insurance vs "full coverage". If your car gets hit and destroyed, after the other persons insurance will pay for it. If they don't own insurance, then you get another saloon because your old car be a POS anyway. You could sue the other driver too but that may just waste your time.
I am set up similar to this and I pay about $400 every 6 months near the good student discount. I am 20 but it should go down when I am 24-25. If it doesn't, I am switching insurance companies.
roxyfox1 will clearly tell you it should be higher because she is an insurance agent "crook" that loves to pocket your money and mine. Them and the lawyers have this country by the ball...bastards.
Very normal. I'm actually surprised it's not difficult, especially if you have to have comprehensive and collision coverage to collect loan requirements.
You're in one of the highest rate groups right presently. You are a young single male. Now think about if you did have any tickets or accidents. Your rates would skyrocket! That's why it's a honourable idea to keep your driving account clean.
Edit: Bimmer should know that the color of your vehicle plays no part contained by your insurance rate. The insurance company gets all the information they involve about the vehicle from the VIN#, unless you have modified the motor, then you need to fashion sure to mention that or modified parts won't be covered.
Also, sure, you can get an old beater and bring back just liability and your rates will be low. But to answer your question, your rates are majority for what you are attempting to insure.
If you do decide to reject uninsured motorist coverage keep surrounded by mind that if someone hits you and they do not have insurance, he's right, you're old POS won't be replaced. You'll enjoy to come up with money out of pocket to pay for a another junker. That's fine and adjectives if you can afford for that to happen. And keep your fingers crossed that the uninsured motorist that hits you didn't injure you or any of your passenger. Now you could be stuck with very glorious hospital bills and be forced to attain an attorney (which costs $$$) to sue the other driver for not having insurance.
FYI: My own personal car insurance for a 2007 Honda Element SC beside comp/coll, rental reimbursement & towing is $800 every 6 months. And I'm 27 with a clean driving record/no accident. =0) Also, if I didn't have my 35 year old BF on my policy too, my rates would in truth be higher. And I'm with an A rate preferred carrier. Source(s): Insurance Agent
when you are 17 your insurance rate will suck no matter what , the simply way to get a break is buy a totally boring car.
With your age it is normal. I have a 2006 tacoma and I take-home pay over $900 every 6 mths, because I had an accident surrounded by January. I know it's ridiculous! Try calling Mercury Insurance and see what rates they give you.
That sounds about right. To lower it try getting a 1991 motor and pay full cash for it.
Then see http://123automotive-insurance.solutions… for a *collision only* quote, fashion sure your deductible is as high as you can bear: you'll see a big easing in price, maybe partially.
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