Why do men enjoy difficult insurance rates than women?

Answers: they live longer supposedly
It's based on risk and statistics. According to the insurance companies, women are less probable to cause claims via accidents.

Choosing the right sports car insurance company, though, will offset some of that difference. Car Insurance Ratings are kept every year. Here is the latest: Source(s): http://productreviewratings.com/2009/02/…
Testosterone and we have a shorter life span.
Men have a shorter life expectancy than women. They usually own more heart and blood pressure problems and they usually will take more of a risk, like riding motorcycles, race a car, etc...
Life Insurance: Men statistically do not take care of themselves
as okay as women, hence the greater risk for disease.

Auto Insurance: Men generally drive more aggressively than women, or so that seemed to be the shield. Statistics, however, are now showing this trend to be narrowing between the genders near AGE being more of
a factor in the prediction of serious accident. Source(s): Insurance agent, 22 yrs.
It's obvious, they get more speeding tickets, are irresponsible drivers and hold more accidents...
I bet all the woman know
I feel because they are statistically riskier drivers.
I recommend an online insurance quote. It's free and quick to do. http://www.simpleautoquotes.com/Auto-Insurance.html

Hope it works out
They are more of a risk consequently women.
I presume you are conversation about auto insurance and not life insurance. Guys, especially childlike guys, are show-offs and think that someday they will drive NASCAR. Women think cars are for transportation; to capture from point A to point B. Weird concept, eh guys?
they live longer :O (females)
More riskier than women and if you're referring to car insurance its because they're more feasible to get into car accident than women.

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