One point affecting parents insurance rates?

before i got my permit/license, and this is while I be a minor, I got three tickets and they gave me 1 point on my "driving record" even if I don't enjoy one yet. I'm turning 18 in a couple of days and plan to catch my permit. They said as long as I paid sour my tickets I would be able to try to obtain a travel document. The thing is, if/when I get my driver's license and I'm still living next to my parents this time without my own car or insurance, wouldn't I hold to bring a car (ex. my parents) that has insurance beside my name under it as all right (ex. parents' insurance)? This means if I have to put my entitle under my parents insurance for driving their car during the road try-out, wouldn't this affect their insurance rates because of my one point? If so, how badly would this affect them?
Answers:
Your name does not hold to be on the insurance when you go to take your driver's interview.

You can not be insured until you have a driver's license.

After you have your license, if your parents add on you to their insurance policy, their rates will go up not only because of the points, but also because of your age.
Get as much resource as you can perchance is one option,however it could be quite time consuming,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is one resource i hold had good experience.

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