Will your insurance rate be in motion up if you werent the one driving?

If you lend the car to a friend and he gets into an fluke with your car, does insurance rate run up for you?? And if soo is it the same as if it was you that get into the accident yourself?
Answers:
His or her insurance should cover the deface to both vehicles if it was his or her denounce. That's why they require you to have insurance before they will issue you a drivers license.
Generally, your insurance will not increase. It adjectives depends on how your insurance company rates for lending losses(when you allow someone else to use your vehicle and they have an accident). If the human being operating your vehicle was at fault for the coincidence you too can be found legally liable for the damages that they caused.
I don't regard as so. But I do think you will suffer some consequences.
the insurance covers the vehicle, not you per se. Yes the rate could jump up if the ins co has to pay for repairs.
Yes. they may raise your rates. The twist of fate will only affect your insurance rates, not your driving record


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