Got contained by calamity. not my guiltiness. will my insurance rates budge up?

this is in reference to my other give somebody the third degree but basically i got surrounded by a minor accident and it was the other drivers imperfection. i just called my insurance and reported but i enjoy to wait until tuesday to talk to an agent. simply to alleviate my nerves i need to know now, is it feasible my rates will go up? it's not my fault. also adjectives the damage costs will be taken care of by my insurance company right? or the other drivers..?? thank you.
Answers:
You can compare how the insurance quotes would change, for example here - autoinsurance.undonet.com
possess as much information as you could maybe is one of the option,however it is quite time consuming,here

http://www.CarInsuranceTip.info

is the resource i have ever have good experience.
if its not your fault your insurance wont stir up.. and they're insurance will take care of it.. but if it be your fault, then you're screwed.
if it's not your imperfection then your rates won't go up
if the other driver have insurance then they should cover your repairs Source(s): ret agt
If it's not your quirk, the accident cannot be rated against you. A few companies word their Accident Free Discount say-so so that you lose the discount regardless of fault, but this is not the norm. Source(s): Claims adjuster

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