Can insurance rates stir up if a entity is surrounded by an catastrophe but its not their eccentricity?
A friend of mines boyfriend was driving my friends fathers coup¨¦ and ended up getting in a wreck. He wasn't at reprimand i guess, but both cars in the accident be totaled. I don't think he was on the insurance, and I know he doesn't own a vehicle so he doesn't have insurance that way any. She says that since he was not at denounce it doesn't affect his insurance rates from going up when he gets a car of his own. Is this true?
Answers:
The answer "no" is completely wrong. An insurance company can raise your rate whenever they like, whether the calamity is your fault or not. It all depends on the insurance company and their policies. Source(s): Was surrounded by an accident where I be not at fault, rates went up.
First you necessitate to post the details of the accident to get some answers on whether your friend be at fault or not. Second, you need to see if the owner of the coup¨¦ has "permissive use" on his car insurance. If he have "permissive use" the accident should be covered if he has collision coverage or if the happenstance was not his fault.
Tell the owner of the coup¨¦ to put in the claim. The claims department will explain everything. Source(s): "Permissive Use" are the key words. Tell them to check their insurance policy or bid their agent and ask.
Assuming her boyfriend is not at denounce, they cannot rate the accident against him, but if your friend's dad is receiving any discounts for man free of accident, that discount could go away, thus bringing his rates up. This vary from company to company. If your friend's dad has no discount for being free of accident, it's unlikely that he will see an increase unless something else changes. Changes occur frequently, including across-the-board rate increases for an entire state. Source(s): Claims adjuster
no, if its not your quirk then the rates do not go up. but the catastrophe will show on your record. and it will say "not at fault"
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Answers:
The answer "no" is completely wrong. An insurance company can raise your rate whenever they like, whether the calamity is your fault or not. It all depends on the insurance company and their policies. Source(s): Was surrounded by an accident where I be not at fault, rates went up.
First you necessitate to post the details of the accident to get some answers on whether your friend be at fault or not. Second, you need to see if the owner of the coup¨¦ has "permissive use" on his car insurance. If he have "permissive use" the accident should be covered if he has collision coverage or if the happenstance was not his fault.
Tell the owner of the coup¨¦ to put in the claim. The claims department will explain everything. Source(s): "Permissive Use" are the key words. Tell them to check their insurance policy or bid their agent and ask.
Assuming her boyfriend is not at denounce, they cannot rate the accident against him, but if your friend's dad is receiving any discounts for man free of accident, that discount could go away, thus bringing his rates up. This vary from company to company. If your friend's dad has no discount for being free of accident, it's unlikely that he will see an increase unless something else changes. Changes occur frequently, including across-the-board rate increases for an entire state. Source(s): Claims adjuster
no, if its not your quirk then the rates do not go up. but the catastrophe will show on your record. and it will say "not at fault"
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