2 at glitch saloon accident surrounded by departed 4 years. what insurance rates should I expect?

I have 2 at fault accident (beacuse I rear ended even tho surrounded by one case their break light be broken!) in the last 4 years. The first one be 4 years ago and the 2nd one was a few days ago. My insurance is about to expire within 3 months and I am afraid that there will not be a company who will insure me. Also, If they do insure me, what are my rates going to be like? Please counsel.
Answers:
You will be far better staying with the company you are currently next to if they will have you. Starting over with that narrative it will be assigned risk.
Can you make do near one arm and one leg? Throw in your first born. You might be close.
Just for the record accidents one and only stay on your record for 35months... In the industry we way 3 years but on technicality its 35 months, so the first one you have is no longer on your record.
You might see an increase on your current policy though many companies proposition first accident forgiveness. Check with your agent to see if you do. Otherwise the industry average is up to a 30% increase surrounded by your rates.
Best of luck to you and hope I helped


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